3 Elmhurst St, Ladera Ranch, CA 92694 Property Records

Orange County property record for 3 Elmhurst St, Ladera Ranch, CA 92694

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,698 sqft · built 2002
Owner2 Individual Names on Record
Last Sale$865,500 (Aug 2023)
Tax Bill$10,869 (2025)
Deeds & MortgagesAug 2023 Sale
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN931-874-71

Property Details

APN / Parcel Number

Primary APN931-874-71
Alternative APN
  • 759-546-05

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,698 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleCondo/Apartment
Garage Area406 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3 ELMHURST ST
CityLADERA RANCH
StateCA
Zip92694-0850
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionN TR 16157 BLK LOT 5 UN 2 TRACT 16157, LOT 5 OF PROJECT 931-87 LOCATED ON
Legal SubdivisionGREENBRIER
Legal Tract16157
Legal Lot Number5
JurisdictionORANGE CA
Township / Civil DivisionMISSION VIEJO
Census Block Group5
Census Block5007
Census Tract32059

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address38851 LITCHFIELD CIR, FREMONT, CA 94536-3218
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2023Grant Deed, Transfer
LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Dec 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Sep 8, 2017Grant Deed, Transfer · Conventional with PMI
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 22, 2023 · Amount on Record
Deed SaleAug 22, 2023 · Amount on Record
Prior SaleSep 8, 2017 · Amount on Record
Deed Document Number2023204012
Prior Transfer DateAug 11, 2016
Prior Transfer Doc0000385438
Record UpdatedOct 29, 2026

August 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateAug 22, 2023
Property Address3 ELMHURST ST, MISSION VIEJO, CA 92694-0850
Document Number0000204012
Map ReferenceDOC 20010790920
Instrument DateAug 15, 2023
Instrument2023000204012
Transaction TypeTransfer
Record UpdatedAug 31, 2023
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address38851 LITCHFIELD CIR, FREMONT, CA 94536-3218

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address3 ELMHURST ST, MISSION VIEJO, CA 92694-0850
Transaction TypeMortgage
Record UpdatedJun 21, 2022
Title CompanyFIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 ELMHURST ST, LADERA RANCH, CA 92694-0850

Mortgage

Document Number0000747334
DateDec 17, 2020
Instrument2020000747334
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateSep 8, 2017
Property Address3 ELMHURST ST, MISSION VIEJO, CA 92694-0850
Document Number0000383155
Instrument DateAug 16, 2017
Instrument383155
Transaction TypeTransfer
Record UpdatedAug 24, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$585.75
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3 ELMHURST ST LADERA RANCH CA 926940850, LADERA RANCH, CA 92694-0850

Mortgage

Document Number383156
DateSep 8, 2017
Instrument383156
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 7, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$900,466 (+2%) Land $668,086 Building $232,380
2025$10,869.00 (+1.64%)$882,810 (+51.59%) Land $654,986 Building $227,824
2024$10,694.00 (+37.93%)
2023$7,753.00 (+1.91%)$582,365 Land $389,437 Building $192,928
2022$7,608.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA MARGARITA WATER DISTRICT
serves 165,275 people · EPA ID CA3010101
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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