3 Elm St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 3 Elm St, Reading, MA 01867 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,568 sqft · built 1970
Lot Size0.178 acres (7,771 sqft)
Owner2 Individual Names on File
Last Sale$306,500 (Jul 2009)
Tax Bill$7,519 (2025)
Flood ZoneZone AE (high risk)
APNREAD M:022.0-0000-0052.0

Property Details

APN / Parcel Number

Primary APNREAD M:022.0-0000-0052.0
Alternative APNs
  • M:022.0=0000=0052.0
  • 660000000490
  • 660000000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,568 sqft Living Area
Gross Area2,536 sqft
Basement Area768 sqft
Unfinished Basement768 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,771 sqft (0.178 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number660000000490
Street Address3 ELM ST
CityREADING
StateMA
Zip01867-2737
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group4
Census Block4007
Census Tract334400

Owner

Source: Middlesex County and Reading Town records · APN READ M:022.0-0000-0052.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3 ELM ST, READING, MA 01867-2737
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 21, 2009 · Amount on Record
Deed SaleJul 21, 2009 · Amount on Record
Deed Book / Page1371 / 123
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,519.00 (+3.35%)$660,100 (+6.35%) Land $388,400 Building $271,700$718,865 (+5.39%)
2024$7,275.00 (+2.01%)$620,700 (+9.57%) Land $365,200 Building $255,500$682,100
2023$7,132.00$566,500 Land $333,300 Building $233,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173344004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Nearby Flood Policies11 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 392 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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