3 Elm St, Methuen, MA 01844 Property Records

Essex County and Methuen City property record for 3 Elm St, Methuen, MA 01844

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,318 sqft · built 1930
Lot Size	0.256 acres (11,173 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Jul 2026)
Tax Bill	$4,792 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`13466`

Property Details

APN / Parcel Number

Primary APN	`13466`
Alternative APN	`METH M:00616 B:00157 L:00013A`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,318 sqft Living Area
Gross Area	2,841 sqft
Basement Area	933 sqft
Unfinished Basement	933 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,173 sqft (0.256 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	13466
Street Address	3 ELM ST
City	METHUEN
State	MA
Zip	01844-4212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BN
Legal Block	157
Legal Lot Number	13A
Jurisdiction	METHUEN MA
Township / Civil Division	METHUEN TOWN
Census Block Group	1
Census Block	1014
Census Tract	252101

Owner

3 Elm St is owned and occupied by two individuals who bought it in July 2026.

Source: Essex County and Methuen City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 ELM ST, METHUEN, MA 01844-4212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Quit Claim Deed, Transfer · Conventional Mortgage PENTUCKET BANK
Sep 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GLOBAL EQUITY FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on File
Deed Sale	Jul 31, 2026 · Amount on File
Prior Sale	Mar 30, 2007 · Amount on File
Deed Document Number	202613066
Deed Book / Page	18652 / 200
Prior Transfer Date	Jul 24, 2026
Prior Transfer Doc	0000013066
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	METHUEN MA
Recording Date	Jul 31, 2026
Property Address	3 ELM ST, METHUEN, MA 01844-4212
Document Number	0000013066
Book / Page	18652 / 200
Instrument Date	Jul 24, 2026
Instrument	202613066
Transaction Type	Transfer
Record Updated	Aug 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 ELM ST, METHUEN, MA 01844-4212

Mortgage

Date	Jul 31, 2026

Lender

Name	PENTUCKET BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.47%
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Property Address	3 ELM ST, METHUEN, MA 01844-4212
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16484-229
Date	Sep 10, 2020
Book Page	16484/229
Instrument	23938

Lender

Name	GLOBAL EQUITY FINANCE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 3 Elm St was $4,792, up 6.8% from the year before.

Source: Essex County and Methuen City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Methuen City
Unified School District	Methuen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,792.00 (+6.82%)	$460,800 (+8.68%) Land $197,900 Building $262,900	$467,683 (+8.41%)
2025	$4,486.00 (+5.18%)	$424,000 (+7.97%) Land $187,900 Building $236,100	$431,395
2024	$4,265.00 (+1.43%)	$392,700 (+9.27%) Land $156,600 Building $236,100
2023	$4,205.00	$359,400 Land $156,600 Building $202,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METHUEN WATER DEPT serves 53,059 people · EPA ID MA3181000
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 869 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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