3 Elm St, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 3 Elm St, Derry, NH 03038

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,604 sqft · built 1900
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (Jun 2015)
Tax Bill$7,402 (2025)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNDERY M:26 B:121

Property Details

APN / Parcel Number

Primary APNDERY M:26 B:121

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,604 sqft Living Area
Gross Area3,037 sqft
1st Floor Area1,055 sqft
Basement Area795 sqft
Unfinished Basement795 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address3 ELM ST
CityDERRY
StateNH
Zip03038-2301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMHR2
Legal Block121
JurisdictionDERRY TOWN NH
Township / Civil DivisionDERRY
Census Block Group2
Census Block2002
Census Tract3400

Owner

Source: Rockingham County and Derry Town records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3 ELM ST, DERRY, NH 03038-2301
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2015 · Amount on Record
Deed SaleJun 1, 2015 · Amount on Record
Deed Book / Page5622 / 1862
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDERRY TOWN NH
Property Address3 ELM ST, DERRY, NH 03038-2301
Transaction TypeMortgage
Record UpdatedApr 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number06414-2231
DateJun 10, 2022
Book Page6414/2231
Instrument22025325
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Rockingham County and Derry Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyRockingham County
County SubdivisionDerry Town
Elementary School DistrictDerry School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,402.00 (+1.61%)$389,800 (-) Land $197,800 Building $192,000
2024$7,285.00 (+3.61%)$389,800 (+14.65%) Land $197,800 Building $192,000
2023$7,031.00 (+8.6%)$340,000 (-) Land $168,100 Building $171,900$326,990
2022$6,474.00$340,000 Land $168,100 Building $171,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 units insured
incl. 7 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDERRY WATER DEPT
serves 17,528 people · EPA ID NH0611010
Water SourcePurchased surface water from MANCHESTER WATER WORKS
Last State InspectionOct 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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