3 Elm St, Clark, NJ 07066 Property Records

Union County and Clark Township property record for 3 Elm St, Clark, NJ 07066

Property Summary

Property Type	Single Family Home
Details	1,952 sqft · built 1953
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Jan 2014)
Tax Bill	$11,635 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00172-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`02-00172-0000-00007`
Alternative APN	`020017200007`

Interior

Stories	1 Story
Building Area	1,952 sqft Living Area
1st Floor Area	1,952 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Frame
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Location & Zoning

Street Address	3 ELM ST
City	CLARK
State	NJ
Zip	07066-1922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Subdivision	LAKESIDE PARK
Legal Block	172
Legal Lot Number	7
Jurisdiction	UNION NJ
Township / Civil Division	CLARK
Census Block Group	5
Census Block	5022
Census Tract	36200

Owner

3 Elm St is owned and occupied by an individual who acquired it in October 2016.

Source: Union County and Clark Township records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	3 ELM ST, CLARK, NJ 07066-1922
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BANK NA
Aug 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2014 · Amount on File
Deed Sale	Jan 23, 2014 · Amount on File
Prior Sale	Jul 29, 2002 · Amount on File
Deed Book / Page	5989 / 381
Last Transfer Date	Oct 7, 2016
Transfer Doc	0061490344
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	3 ELM ST, CLARK, NJ 07066-1922
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	RES/TITLE INC, RES TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149572562
Date	May 10, 2021
Book Page	14957/2562
Instrument	11533

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	3 ELM ST, CLARK, NJ 07066-1922
Document Number	0143450620
Book / Page	014345 / 000620
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	RES/TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 ELM ST CLARK NJ 070661922, CLARK, NJ 07066-1922

Mortgage

Document Number	0143450620
Date	Oct 10, 2017
Book Page	014345/000620
Instrument	647443

Lender

Name	SANTANDER BK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3 Elm St was $11,635, up 2.5% from the year before.

Source: Union County and Clark Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Clark Township
Unified School District	Clark Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$512,800 (-) Land $235,000 Building $277,800	$512,800 (-) Land $235,000 Building $277,800
2025	$11,635.00 (+2.48%)	$512,800 Land $235,000 Building $277,800	$512,800 Land $235,000 Building $277,800
2024	$11,353.00
2023		$512,800 Land $235,000 Building $277,800	$512,800 Land $235,000 Building $277,800
2022	$10,861.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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