3 Elm Pl, Armonk, NY 10504 Property Records

Westchester County and North Castle Town property record for 3 Elm Pl, Armonk, NY 10504

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,687 sqft · built 1960
Lot Size	1.65 acres (71,874 sqft)
Owner	2 Individual Names on File
Last Sale	$2,495,000 (Jul 2025)
Tax Bill	$27,436 (2026)
Deeds & Mortgages	Jan 2021 Refinance Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`553800 101.02-4-61`

Property Details

APN / Parcel Number

Primary APN	`553800 101.02-4-61`
Alternative APNs	`55380000104 0010 484` `R1 1/2 A`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,687 sqft Living Area
1st Floor Area	1,355 sqft
Basement Area	394 sqft
Finished Basement	394 sqft
Unfinished Basement	394 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	71,874 sqft (1.65 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R1 1/2 A
Street Address	3 ELM PL
City	ARMONK
State	NY
Zip	10504-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1.5
Legal Block	4
Legal Lot Number	61.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	NORTH CASTLE
Census Block Group	3
Census Block	3021
Census Tract	12304

Owner

3 Elm Pl is owned and occupied by two individuals who bought it in July 2025.

Source: Westchester County and North Castle Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 ELM PL, ARMONK, NY 10504-2206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2025 · Amount on File
Deed Sale	Jul 28, 2025 · Amount on File
Prior Sale	Sep 25, 2015 · Amount on File
Deed Document Number	20253075
Prior Transfer Date	Jun 24, 2014
Prior Transfer Doc	0541563480
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	3 ELM PL, ARMONK, NY 10504-2206
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	WORLD CL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0610253751
Date	Jan 26, 2021
Instrument	610253751

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	3 ELM PL, ARMONK, NY 10504-2206
Document Number	0603583688
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	Jan 7, 2021
Title Company	WORLD CLASS ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 ELM PL ARMONK NY 105042206, ARMONK, NY 10504-2206

Mortgage

Document Number	0603583688
Date	Dec 23, 2020
Book Page	060358/003688

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 3 Elm Pl was $27,436, up 55.8% from the year before.

Source: Westchester County and North Castle Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	North Castle Town
Unified School District	Byram Hills Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$27,436.00 (+55.77%)
2025	$17,613.00	$23,300 (-) Land $3,600 Building $19,700	$1,438,271 (+11.11%) Land $222,222 Building $1,216,049
2024		$23,300 (-) Land $3,600 Building $19,700	$1,294,444 (-8.33%) Land $200,000 Building $1,094,444
2023		$23,300 Land $3,600 Building $19,700	$1,412,121 Land $218,182 Building $1,193,939

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Elm Pl in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	12 (1979–2022)
Claims Outside the SFHA	7 of 12
Most Recent Claim	Apr 2022 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Elm Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable	940 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Elm Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures