3 Elm Cir, Golf, IL 60029 Property Records

Cook County property record for 3 Elm Cir, Golf, IL 60029

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,290 sqft · built 1965
Lot Size	0.617 acres (26,856 sqft)
Owner	Individual Name on Record
Last Sale	$590,000 (Apr 2013)
Tax Bill	$21,937 (2023)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-07-400-099`

Property Details

APN / Parcel Number

Primary APN	`10-07-400-099`
Alternative APN	`10-07-400-099-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,290 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	26,856 sqft (0.617 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3 ELM CIR
City	GOLF
State	IL
Zip	60029-3010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(TAYLORS) RESUB LT 11 EX S 40FT THEREOF LT 12 & SELY 25FT OF LT 13 & PT VAC OVERLOOK PLACE LYING ELY & ADJ TO SAID LTS IN GOL
Legal Range	13E
Legal Township	41N
Legal Section	07
Legal Subdivision	GOLF SUB
Legal Lot Number	11-13
Jurisdiction	COOK IL
Township / Civil Division	NILES
Census Block Group	1
Census Block	1021
Census Tract	808600

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 ELM CIR, GOLF, IL 60029-3010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Jul 8, 2020	Deed of Trust, Mortgage DRAPER & KRAMER MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2013 · Amount on Record
Deed Sale	Apr 5, 2013 · Amount on Record
Deed Document Number	201319102
Prior Transfer Date	Jan 28, 2013
Prior Transfer Doc	0000019102
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3 ELM CIR, GOLF, IL 60029-3010
Transaction Type	Mortgage
Record Updated	Nov 1, 2021
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029204427
Date	Oct 19, 2021
Instrument	2129204427

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Nov 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	1-Month LIBOR
Margin	3
Max Rate	7.5%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3 ELM CIR, GOLF, IL 60029-3010
Document Number	2025508187
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 ELM CIR GOLF IL 600293010, GOLF, IL 60029-3010

Mortgage

Document Number	2025508187
Date	Sep 11, 2020
Instrument	25508187

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Niles Township
Municipality	Golf Village
Elementary School District	Glenview Community Consolidated School District 34 (PK - 08)
Secondary School District	Northfield Township High School District 225 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$116,000 (+27.29%) Land $34,913 Building $81,087	$1,160,000 (+27.29%) Land $349,130 Building $810,870
2023	$21,937.00 (+3.37%)
2022	$21,222.00 Homeowner's exemption	$91,130 Land $29,541 Building $61,589	$911,300 Land $295,410 Building $615,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	20 (1987–2013)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Jun 2013 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Sep 2008 · 6 claims Severe Storms & Flooding, Aug 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLF serves 497 people · EPA ID IL0311080
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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