Essex County and Montclair Township property record for 3 Elizabeth Rd, Montclair, NJ 07043
| Property Type | Single Family Home |
|---|---|
| Details | 3,313 sqft · built 1929 |
| Lot Size | 0.395 acres (17,202 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $729,000 (Aug 2011) |
| Tax Bill | $32,358 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-03801-0000-00020 |
| Primary APN | 13-03801-0000-00020 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,313 sqft Living Area |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Construction Type | Frame |
| Lot Area | 17,202 sqft (0.395 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130380100020 |
|---|---|
| Street Address | 3 ELIZABETH RD |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-2621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 17200SF |
| Legal Subdivision | FOX-CREST INCORPORATED |
| Legal Block | 3801 |
| Legal Lot Number | 20 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 16200 |
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 ELIZABETH RD, MONTCLAIR, NJ 07043-2621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Jan 7, 2020 | Deed of Trust, Mortgage CITIBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2011 · Amount on Record |
| Deed Sale | Aug 2, 2011 · Amount on Record |
| Prior Sale | Jun 12, 1995 · Amount on Record |
| Deed Document Number | 201154687 |
| Deed Book / Page | 12321 / 7553 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 3 ELIZABETH RD, MONTCLAIR, NJ 07043-2621 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 2021091911 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 2021091911 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Aug 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 3 ELIZABETH RD, MONTCLAIR, NJ 07043-2621 |
| Document Number | 0000007863 |
| Instrument Date | Jan 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2020 |
| Title Company | BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 ELIZABETH RD MONTCLAIR NJ 070432621, MONTCLAIR, NJ 07043-2621 |
| Document Number | 0000007863 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 7863 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368-2240 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 21, 2050 |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $920,300 (-) Land $346,000 Building $574,300 | $920,300 (-) Land $346,000 Building $574,300 | |
| 2025 | $32,358.00 (+3.32%) | $920,300 (+7.12%) Land $346,000 Building $574,300 | $920,300 (+7.12%) Land $346,000 Building $574,300 |
| 2024 | $31,317.00 (+10.87%) | ||
| 2023 | $859,100 Land $346,000 Building $513,100 | $859,100 Land $346,000 Building $513,100 | |
| 2022 | $28,247.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 5 (1999–2026) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jul 2026 · alluvial fan flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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