Flagler County property record for 3 Elder Pl, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,898 sqft · built 2000 |
| Lot Size | 0.232 acres (10,149 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Jun 2018) |
| Tax Bill | $2,562 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7034-00560-0020 |
| Primary APN | 07-11-31-7034-00560-0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,898 sqft Heated Area |
| Gross Area | 3,039 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,149 sqft (0.232 acres) |
| Driveway | Driveway |
| Driveway Area | 416 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3 ELDER PL |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 34 BL 56 LT 2 OR 213 PG 589 OR 669 PG 1398 OR 706 PG 801 OR 765 PG 29 OR 1857/166-DC OR 2288/1097 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 56 |
| Legal Lot Number | 2 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 60218 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3 ELDER PL, PALM COAST, FL 32164-6252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Jun 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage FRANKLIN AMERICAN MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2018 · Amount on Record |
| Deed Sale | Jun 26, 2018 · Amount on Record |
| Prior Sale | Aug 28, 2001 · Amount on Record |
| Deed Document Number | 2018023668 |
| Deed Book / Page | 2288 / 1097 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 3 ELDER PL, PALM COAST, FL 32164-6252 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 3 ELDER PL, PALM COAST, FL 32164-6252 |
| Document Number | 0026101721 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 2610/1721 |
| Instrument | 2021053595 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 26, 2018 |
| Property Address | 3 ELDER PL, PALM COAST, FL 32164-6252 |
| Document Number | 0022881097 |
| Book / Page | 2288 / 1097 |
| Map Reference | MB11 PG30-49 |
| Instrument Date | Jun 20, 2018 |
| Instrument | 2018023668 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | SUNCOAST TITLE INS AGENCY IN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 ELDER PL, 3, PALM COAST, FL 32164-6252 |
| Name | Verified Name |
|---|---|
| Address | 5805 OLD FORGE CT, TALLAHASSEE, FL 32317-9532 |
| Document Number | 2018023669 |
|---|---|
| Date | Jun 26, 2018 |
| Instrument | 2018023669 |
| Name | FRANKLIN AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,562.00 (+5.52%) Homeowner's exemption | $184,166 (+5.99%) | $310,660 (+4.6%) Land $65,500 Building $245,160 |
| 2023 | $2,428.00 (+1.29%) Homeowner's exemption | $173,763 (+3%) | $297,009 (+7.42%) Land $57,500 Building $239,509 |
| 2022 | $2,397.00 Homeowner's exemption | $168,702 | $276,483 Land $59,500 Building $216,983 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 111 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 111 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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