3 Elaine St, Webster, MA 01570 Property Records

Worcester County and Webster Town property record for 3 Elaine St, Webster, MA 01570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,340 sqft · built 1970
Lot Size	0.48 acres (20,908 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (Oct 1997)
Tax Bill	$2,024 (2025)
Deeds & Mortgages	Dec 2020 Refinance Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:0039K B:1`

Property Details

APN / Parcel Number

Primary APN	`M:0039K B:1`
Alternative APNs	`WEBS M:39 B:K P:1` `4051`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,340 sqft Living Area
Gross Area	3,030 sqft
Basement Area	1,190 sqft
Unfinished Basement	1,190 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1994
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,908 sqft (0.48 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	4051
Street Address	3 ELAINE ST
City	WEBSTER
State	MA
Zip	01570-3648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LAKE 5
Legal Subdivision	BONNETTE ACRES
Legal Block	K
Jurisdiction	WEBSTER MA
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2029
Census Tract	754100

Owner

3 Elaine St is owned and occupied by an individual who bought it in October 1997.

Source: Worcester County and Webster Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3 ELAINE ST, WEBSTER, MA 01570-3648
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Sep 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 1997 · Amount on File
Deed Sale	Oct 1, 1997 · Amount on File
Deed Book / Page	19220 / 136
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER MA
Property Address	3 ELAINE ST, WEBSTER, MA 01570-3648
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63945-202
Date	Dec 10, 2020
Book Page	63945/202
Instrument	152844

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER MA
Property Address	3 ELAINE ST, WEBSTER, MA 01570-3648
Document Number	61079-294
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 ELAINE ST WEBSTER MA 015703648, WEBSTER, MA 01570-3648

Mortgage

Document Number	61079-294
Date	Sep 19, 2019
Book Page	061079/000294
Instrument	96898

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	156 Months
Due	Sep 18, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 3 Elaine St was $2,024, down 0.8% from the year before.

Source: Worcester County and Webster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Webster Town
Unified School District	Webster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,024.00 (-0.83%)	$170,400 (+1.67%) Land $31,600 Building $138,800	$726,465 (+55.9%)
2024	$2,041.00 (+6.86%)	$167,600 (+9.69%) Land $30,400 Building $137,200	$465,975
2023	$1,910.00	$152,800 Land $28,900 Building $123,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Elaine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Elaine St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEBSTER WATER DEPARTMENT serves 17,776 people · EPA ID MA2316000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon, Xfinity.

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