3 Egan Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 3 Egan Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,657 sqft · built 1998
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Mar 2025)
Tax Bill	$2,873 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7034-00710-0020`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7034-00710-0020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,657 sqft Living Area
Gross Area	3,686 sqft
1st Floor Area	2,657 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Driveway	Concrete Driveway
Driveway Area	1,076 sqft
Pool Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3 EGAN DR
City	PALM COAST
State	FL
Zip	32164-6277
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 34 BL 71 LOT 2 OR 321 PG 545 OR 536 PG 1375 OR 602 PG 1043 OR 603 PG 71-CD OR 1067 PG 787 & 788-DC & ACM OR 1342/1453 OR 1372/ 1077-CD OR 1858/184 OR 1952/ 1022 OR 1987/117
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	71
Legal Lot Number	2
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1004
Census Tract	60218

Owner

Source: Flagler County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 PRIVATE RD, BAYVILLE, NY 11709-1124
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · VA Mortgage CMG MORTGAGE INC
Mar 11, 2025	Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2025 · Amount on Record
Deed Sale	Mar 11, 2025 · Amount on Record
Prior Sale	Jul 1, 2016
Deed Document Number	202510203
Deed Book / Page	2942 / 1839
Prior Transfer Date	Feb 28, 2025
Prior Transfer Doc	0029421839
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	3 EGAN DR, PALM COAST, FL 32164-6277
Transaction Type	Mortgage
Record Updated	Jan 28, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 EGAN DR, PALM COAST, FL 32164-6277

Mortgage

Document Number	0030220559
Date	Jan 13, 2026
Book Page	3022/559
Instrument	2026002004

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 11, 2025
Property Address	3 EGAN DR, PALM COAST, FL 32164-6277
Document Number	0029421839
Book / Page	2942 / 1839
Map Reference	MB 11 PG 30-49
Instrument Date	Feb 28, 2025
Instrument	2025010203
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	HILCOAST TITLE INSURANCE AGENCY INC, COAST TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 PRIVATE RD, BAYVILLE, NY 11709-1124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 EGAN DR, PALM COAST, FL 32164-6277

Mortgage

Document Number	0029421841
Date	Mar 11, 2025
Instrument	2942/1841

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2055

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,873.00 (+2.42%)	$241,529 (+5.99%)	$421,862 (+11.2%) Land $78,500 Building $343,362
2024	$2,805.00 (+3.58%)
2023	$2,708.00 (-1.17%) Homeowner's exemption Widower's exemption Additional exemption filed	$227,886 (+3%)	$379,380 (+2.47%) Land $68,000 Building $311,380
2022	$2,740.00 Homeowner's exemption Widower's exemption Additional exemption filed	$221,248	$370,253 Land $72,500 Building $297,753

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 111 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	111 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

Nearby Properties on Egan Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures