Flagler County property record for 3 Echo Sands Pl, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,992 sqft · built 2021 |
| Lot Size | 0.233 acres (10,149 sqft) |
| Owner | Individual Name on File |
| Last Sale | $480,000 (Dec 2024) |
| Tax Bill | $3,710 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Oct 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7034-01400-0020 |
| Primary APN | 07-11-31-7034-01400-0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,992 sqft Living Area |
| 1st Floor Area | 1,992 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,149 sqft (0.233 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3 ECHO SANDS PL |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 34 BLOCK 00140 LOT 0002 SUBDIVISION COMPLETION YEAR 1982 OR 210 PG 374A OR 402 PG 297 OR 469 PG 1992-SA OR 1079 PG 256-CAMP TRUST OR 1725/1062-DC DENISE OR 1725/1059 OR 2477/1933 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 140 |
| Legal Lot Number | 2 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 60218 |
3 Echo Sands Pl is owned and occupied by an individual who bought it in December 2024.
Source: Flagler County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 ECHO SANDS PL, PALM COAST, FL 32164-6339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Oct 16, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Sep 18, 2020 | Grant Deed, Transfer VETERANS TITLE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 24, 2024 · Amount on File |
| Deed Sale | Dec 24, 2024 · Amount on File |
| Prior Sale | Dec 28, 2021 · Amount on File |
| Deed Document Number | 202453680 |
| Deed Book / Page | 2924 / 1784 |
| Prior Transfer Date | Jun 1, 2009 |
| Prior Transfer Doc | 0017251059 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Dec 28, 2021 |
| Property Address | 3 ECHO SANDS PL, PALM COAST, FL 32164-6339 |
| Document Number | 0026411427 |
| Book / Page | 2641 / 1427 |
| Map Reference | MB 11 PG 45 |
| Instrument Date | Dec 21, 2021 |
| Instrument | 2021070149 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 21, 2023 |
| Title Company | AVIS TITLE INSURANCE AGENCY INC, AVIS TITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,372.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 185 CYPRESS POINT PKWY # PKWY7, PKWY7, PALM COAST, FL 32164-8407 |
| Name | Verified Name |
|---|---|
| Address | 800 SHADY OAKS DR, PALM COAST, FL 32164-2583 |
| Document Number | 0026411428 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 2641/1428 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Oct 16, 2020 |
| Property Address | 3 ECHO SANDS PL, PALM COAST, FL 32164-6339 |
| Document Number | 0024860302 |
| Book / Page | 002486 / 000302 |
| Instrument Date | Oct 14, 2020 |
| Instrument | 41944 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 185 CYPRESS POINT PKWY #7 PALM COAST FL 321648407, 7, PALM COAST, FL 32164-8407 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Sep 18, 2020 |
| Property Address | 3 ECHO SANDS PL, PALM COAST, FL 32164-6339 |
| Document Number | 0024771933 |
| Book / Page | 002477 / 001933 |
| Instrument Date | Sep 9, 2020 |
| Instrument | 37340 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2020 |
| Title Company | VETERANS TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 800 SHADY OAKS DR #208 PALM COAST FL 321642585, 208, PALM COAST, FL 32164-2585 |
The 2025 property tax bill for 3 Echo Sands Pl was $3,710, down 32.4% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,710.00 (-32.41%) | $247,289 | $352,511 Land $70,650 Building $281,861 |
| 2024 | $5,489.00 (+2.31%) | ||
| 2023 | $5,365.00 (-0.17%) Homeowner's exemption | $332,306 (+2.2%) Land $61,200 Building $271,106 | $332,306 (+2.2%) Land $61,200 Building $271,106 |
| 2022 | $5,374.00 Homeowner's exemption | $325,147 Land $65,250 Building $259,897 | $325,147 Land $65,250 Building $259,897 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Echo Sands Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 111 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 111 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Echo Sands Pl is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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