3 Ebony Rd, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 3 Ebony Rd, Howell, NJ 07731

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,158 sqft · built 1986
Lot Size0.208 acres (9,047 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Mar 2019)
Tax Bill$11,816 (2025)
Deeds & MortgagesDec 2020 Mortgage
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-00079-10-00018

Property Details

APN / Parcel Number

Primary APN21-00079-10-00018
Alternative APNs
  • 2100079001000018
  • 03964018

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,158 sqft Living Area
1st Floor Area1,162 sqft
Upper Floors Area996 sqft
Basement Area1,080 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialOther
Lot Area9,047 sqft (0.208 acres)
Lot Dimensions104 ft deep x 87 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Pool Area512 sqft
Deck Area336 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number03964018
Street Address3 EBONY RD
CityHOWELL
StateNJ
Zip07731-2902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal SubdivisionHERITAGE WOODS SEC 07A
Legal Block79.10
Legal Lot Number18
JurisdictionMONMOUTH NJ
Township / Civil DivisionHOWELL
Census Block Group2
Census Block2006
Census Tract811304

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 EBONY RD, HOWELL, NJ 07731-2902
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2020Deed of Trust, Mortgage · Conventional with PMI
WELLS FARGO BK
Mar 13, 2019Grant Deed, Transfer · Conventional with PMI
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 2019 · Amount on Record
Deed SaleMar 13, 2019 · Amount on Record
Prior SaleDec 10, 2005 · Amount on Record
Deed Document Number201922378
Deed Book / Page9339 / 1153
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address3 EBONY RD, HOWELL, NJ 07731-2902
Document Number0000008528
Instrument DateDec 22, 2020
Transaction TypeMortgage
Record UpdatedFeb 9, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 EBONY RD HOWELL NJ 077312902, HOWELL, NJ 07731-2902

Mortgage

Document Number0000008528
DateJan 14, 2021
Book Page009473/006349
Instrument8528
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 13, 2051

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateMar 13, 2019
Property Address3 EBONY RD, HOWELL, NJ 07731-2902
Document Number0000022378
Book / Page009339 / 001153
Instrument DateFeb 26, 2019
Instrument22378
Transaction TypeTransfer
Record UpdatedMar 29, 2019
Title CompanyACRES LAND TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$425.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3 EBONY RD HOWELL NJ 077312902, HOWELL, NJ 07731-2902

Mortgage

Document Number22379
DateMar 13, 2019
Book Page009339/001188
Instrument22379
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 12, 2049

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionHowell Township
Secondary School DistrictFreehold Regional School District (09 - 12)
Elementary School DistrictHowell Township School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$740,500 (+7.85%) Land $420,400 Building $320,100$740,500 (+7.85%) Land $420,400 Building $320,100
2025$11,816.00 (+6.62%)$686,600 (+17.91%) Land $369,400 Building $317,200$686,600 (+17.91%) Land $369,400 Building $317,200
2024$11,082.00 (+12.14%)
2023$582,300 Land $290,400 Building $291,900$582,300 Land $290,400 Building $291,900
2022$9,882.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimMay 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20

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