3 Ebb Tide Ln, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 3 Ebb Tide Ln, Kennebunk, ME 04043

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 4,307 sqft · built 1907
Lot Size	2.32 acres (101,059 sqft)
Owner	2 Individual Names on Record
Tax Bill	$39,849 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Apr 2020 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`KENB M:098 L:001`

Property Details

APN / Parcel Number

Primary APN	`KENB M:098 L:001`
Alternative APNs	`M:098 L:001 U:000` `37`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	4,307 sqft Living Area
Gross Area	7,722 sqft
1st Floor Area	1,612 sqft
Attic	Attic
Attic Area	868 sqft
Basement Area	1,502 sqft
Unfinished Basement	1,502 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	101,059 sqft (2.32 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	37
Street Address	3 EBB TIDE LN
City	KENNEBUNK
State	ME
Zip	04043-7685
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Lot Number	1
Jurisdiction	KENNEBUNK ME
Township / Civil Division	KENNEBUNK
Census Block Group	2
Census Block	2007
Census Tract	28004

Owner

Source: York County and Kennebunk Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	355 PLEASANT ST, PORTSMOUTH, NH 03801-4513
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2017	Deed of Trust, Mortgage · ARM WELLS FARGO BANK
Apr 24, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	3 EBB TIDE LN, KENNEBUNK, ME 04043-7685
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0175420074
Date	Aug 21, 2017
Book Page	17542/0074
Instrument	2017034615

Lender

Name	WELLS FARGO BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Sep 1, 2024

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	3 EBB TIDE LN, KENNEBUNK, ME 04043-7685
Document Number	0182610451
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 EBB TIDE LN KENNEBUNK ME 040437685, KENNEBUNK, ME 04043-7685

Mortgage

Document Number	0182610451
Date	Jun 2, 2020
Book Page	018261/000451
Instrument	23056

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: York County and Kennebunk Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Kennebunk Town
Unified School District	Regional School Unit 21 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$39,849.00 (+4.87%)	$4,045,600 (+80.47%) Land $2,819,300 Building $1,226,300
2024	$37,997.00 (+5.61%)	$2,241,700 (-) Land $1,565,500 Building $676,200
2023	$35,979.00 (+9.93%)	$2,241,700 (-) Land $1,565,500 Building $676,200	$1,982,840
2022	$32,729.00	$2,241,700 Land $1,565,500 Building $676,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 184 individual policies
Nearby Flood Policies	238 units insured incl. 54 condo units
Nearby Flood Claims	74 (1996–2024)
Claims Outside the SFHA	29 of 74
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2024 · 53 claims Severe Storm And Flooding, Dec 2022 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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