3 Earls Ct, Bloomington, IL 61704 Property Records

McLean County property record for 3 Earls Ct, Bloomington, IL 61704

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,592 sqft · built 1991
Lot Size0.257 acres (11,206 sqft)
Owner2 Individual Names on Record
Last Sale$342,000 (Feb 2026)
Tax Bill$6,988 (2024)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Jan 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-12-354-015

Property Details

APN / Parcel Number

Primary APN21-12-354-015

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,592 sqft Living Area
Gross Area3,460 sqft
1st Floor Area1,422 sqft
Basement Area362 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area11,206 sqft (0.257 acres)
Lot Dimensions131 ft deep x 41 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
Deck Area144 sqft
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3 EARLS CT
CityBLOOMINGTON
StateIL
Zip61704-7626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionROLLINGBROOK SUB 6TH ADD LOT 376
Legal Range02E
Legal Township23N
Legal Section12
Legal SubdivisionROLLINGBROOK SUB
Legal Lot Number376
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group2
Census Block2001
Census Tract1108

Owner

Source: McLean County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 EARLS CT, BLOOMINGTON, IL 61704-7626
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2026Warranty Deed, Transfer · Conventional Mortgage
MORTON COMMUNITY BANK
Jan 8, 2024Warranty Deed, Transfer · Conventional Mortgage
CBI BANK & TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 25, 2026 · Amount on Record
Deed SaleFeb 25, 2026 · Amount on Record
Prior SaleJan 8, 2024 · Amount on Record
Deed Document Number20262897
Prior Transfer DateFeb 24, 2011
Prior Transfer Doc0000005655
Record UpdatedOct 29, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateFeb 25, 2026
Property Address3 EARLS CT, BLOOMINGTON, IL 61704-7626
Document Number202600002897
Map ReferenceDOC 79-7763
Instrument DateJan 30, 2026
Instrument2026-00002897
Transaction TypeTransfer
Record UpdatedMar 6, 2026
Title CompanyALLIANCE LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$342.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3 EARLS CT, BLOOMINGTON, IL 61704-7626
InvestorPossibly a Property Investor

Mortgage

Document Number202600002898
DateFeb 25, 2026
Instrument2026-00002898
Lender
NameMORTON COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateJan 8, 2024
Property Address3 EARLS CT, BLOOMINGTON, IL 61704-7626
Document Number202400000320
Map ReferenceDOC 79-7763
Instrument DateDec 4, 2023
Instrument2024-00000320
Transaction TypeTransfer
Record UpdatedJan 19, 2024
Title CompanyMCLEAN COUNTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3 EARLS CT, BLOOMINGTON, IL 61704-7626

Mortgage

Document Number202400000321
DateJan 8, 2024
Instrument2024-00000321
Lender
NameCBI BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2054
Interest
Rate TypeFixed Rate
Rate7.25%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictBloomington School District 87 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$97,107 (+5.33%) Land $20,444 Building $76,663$291,321 (+5.33%) Land $61,332 Building $229,989
2024$6,988.00 (+25.57%)$92,195 (+18.82%) Land $19,410 Building $72,785$276,585 (+18.82%) Land $58,230 Building $218,355
2023$5,565.00 (+10.75%)$77,593 (+10.64%) Land $16,336 Building $61,257$232,779 (+10.64%) Land $49,008 Building $183,771
2022$5,025.00$70,128 Land $14,764 Building $55,364$210,384 Land $44,292 Building $166,092

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2025)
Most Recent ClaimJun 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Watch TV
Fixed Wireless
100 / 20

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