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3 E Waterloo Rd, Stanhope, NJ 07874 Property Records

Sussex County and Byram Township property record for 3 E Waterloo Rd, Stanhope, NJ 07874 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,486 sqft · built 1978
Lot Size0.201 acres (8,756 sqft)
Owner2 Individual Names on File
Tax Bill$8,982 (2025)
Deeds & MortgagesAug 2023 Mortgage
Nov 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN04-00052-0000-00129

Property Details

APN / Parcel Number

Primary APN04-00052-0000-00129
Alternative APN
  • 040005200129

Interior

Building Area1,486 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area8,756 sqft (0.201 acres)

Location & Zoning

Street Address3 E WATERLOO RD
CitySTANHOPE
StateNJ
Zip07874-3250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionADDITIONAL LOTS: L130
Legal SubdivisionBROOKWOOD ESTATES
Legal Block52
Legal Lot Number129
JurisdictionSUSSEX NJ
Township / Civil DivisionBYRAM
Census Block Group2
Census Block2027
Census Tract374300

Owner

Source: Sussex County and Byram Township records · APN 04-00052-0000-00129

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3 E WATERLOO RD, STANHOPE, NJ 07874-3250
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 09, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 29, 2018Deed of Trust, Mortgage · Line of Credit
SANTANDER BK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUSSEX NJ
Property Address3 E WATERLOO RD, STANHOPE, NJ 07874-3250
Transaction TypeMortgage
Record UpdatedAug 18, 2023
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 E WATERLOO RD, STANHOPE, NJ 07874-3250

Mortgage

Document Number0102621468
DateAug 09, 2023
Book Page10262/1468
Instrument2023013978
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 01, 2043

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUSSEX NJ
Property Address3 E WATERLOO RD, STANHOPE, NJ 07874-3250
Document Number0096620754
Instrument DateNov 29, 2018
Transaction TypeMortgage
Record UpdatedJan 09, 2019
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE - PLATINUM

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 E WATERLOO RD STANHOPE NJ 078743250, STANHOPE, NJ 07874-3250

Mortgage

Document Number0096620754
DateDec 13, 2018
Book Page009662/000754
Instrument254830
Lender
NameSANTANDER BK NA
TypeBank
AddressREADING, PA 19601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 12, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sussex County and Byram Township records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySussex County
County SubdivisionByram Township
Elementary School DistrictByram Township School District (KG - 08)
Secondary School DistrictLenape Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$223,500 (-) Land $100,000 Building $123,500$223,500 (-) Land $100,000 Building $123,500
2025$8,982.00 (+4.93%)$223,500 (-) Land $100,000 Building $123,500$223,500 (-) Land $100,000 Building $123,500
2024$8,560.00 (+4.65%)
2023$223,500 Land $100,000 Building $123,500$223,500 Land $100,000 Building $123,500
2022$8,180.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sussex County (34037C), updated October 2, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340373743002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies6 in force
Nearby Flood Claims15 (1981–2011)
Claims Outside the SFHA9 of 15
Most Recent ClaimSep 2011, river or lake flooding, Remnants Of Tropical Storm Lee
Claims By Storm
  • Hurricane Irene, Aug 2011 · 3 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 35% of New Jersey
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 191 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Planet NetworksFiber10,000 / 10,000
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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