3 E St, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Borough property record for 3 E St, Freehold, NJ 07728 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 2004
Square Footage1,260 sqft Living Area
Lot Size5,554 sqft (0.128 acres)
OccupancyOwner Occupied
Last Sale$400,000 (2023)
Tax Bill$8,110.00 (2025)

Property Details

APN / Parcel Number

Primary APN16-00093-0000-00062
Alternative APN
  • 160009300062

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,260 sqft Living Area
1st Floor1,260 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area5,554 sqft (0.128 acres)
Depth X Width101 ft x 55 ft Depth x Width
Shed1 Shed
Shed Area96 sqft Shed
PorchOpen Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address3 E ST
CityFREEHOLD
StateNJ
Zip07728-2388
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block93
Legal Lot Number62
JurisdictionMONMOUTH NJ
Minor Civil DivisionFREEHOLD
Census Blockgroup1
Census Block1006
Census Tract810800

Owner

Source: Monmouth County and Freehold Borough records · APN 16-00093-0000-00062

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3 E ST, FREEHOLD, NJ 07728-2388
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 08, 2023Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PANORAMA MORTGAGE GROUP LLC
Apr 15, 2019Deed of Trust, Mortgage · Line of Credit
UNITED TELETECH FIN'L FCU
Aug 01, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNITED TELETECH FIN'L FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 08, 2023 · Amount on Record
Deed SaleAug 08, 2023 · Amount on Record
Prior SaleJun 29, 2006 · Amount on Record
Deed Doc Number202354324
Deed Book / Page9655 / 395
Record RefreshedSep 20, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateAug 08, 2023
Property Address3 E ST, FREEHOLD, NJ 07728-2388
Document Number0096550395
Book / Page9655 / 395
Instrument DateJul 14, 2023
Instrument2023054324
Transaction TypeTransfer
Record UpdatedSep 04, 2023
Title CompanySHEPHERD TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,235.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3 E ST, FREEHOLD, NJ 07728-2388

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address3 E ST, FREEHOLD, NJ 07728-2388

Mortgage

Document Number2023054325
DateAug 08, 2023
Instrument2023054325
Lender
NamePANORAMA MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2053

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address3 E ST, FREEHOLD, NJ 07728-2388
Document Number0000036104
Instrument DateApr 15, 2019
Transaction TypeMortgage
Record UpdatedMay 13, 2019
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 E ST FREEHOLD NJ 077282388, FREEHOLD, NJ 07728-2388

Mortgage

Document Number0000036104
DateApr 26, 2019
Book Page009345/003128
Instrument36104
Lender
NameUNITED TELETECH FIN'L FCU
TypeCredit Union
AddressTINTON FALLS, NJ 07724
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueApr 25, 2034
Interest
Rate TypeAdjustable Rate

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address3 E ST, FREEHOLD, NJ 07728-2388
Document Number0000096317
Instrument DateAug 01, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 E ST FREEHOLD NJ 077282388, FREEHOLD, NJ 07728-2388

Mortgage

Document Number0000096317
DateSep 29, 2017
Book Page009251/005704
Instrument96317
Lender
NameUNITED TELETECH FIN'L FCU
TypeCredit Union
AddressTINTON FALLS, NJ 07724
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 28, 2037

Tax Assessment & Valuation

Source: Monmouth County and Freehold Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityFreehold Borough
Elementary School DistrictFreehold Borough School District (KG - 08)
Secondary School DistrictFreehold Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$445,700 (+10.19%) Land $316,700 Building $129,000$445,700 (+10.19%) Land $316,700 Building $129,000
2025$8,110.00 (+10.9%)$404,500 (+25.93%) Land $276,700 Building $127,800$404,500 (+25.93%) Land $276,700 Building $127,800
2024$7,313.00 (+31.08%)
2023$321,200 (+35.7%) Land $197,100 Building $124,100$321,200 (+35.7%) Land $197,100 Building $124,100
2022$5,579.00 (+17.77%)$236,700 Land $122,100 Building $114,600$236,700 Land $122,100 Building $114,600
2021$4,737.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 2% of the US · above 6% of New Jersey
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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