3 E River Rd, Fort Gibson, OK 74434 Property Records

Muskogee County property record for 3 E River Rd, Fort Gibson, OK 74434

Property Summary

Property Type	Residential Vacant Land
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$366 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0000-29-15N-20E-1-073-29`

Property Details

APN / Parcel Number

Primary APN	`0000-29-15N-20E-1-073-29`
Alternative APN	`510058174`

Exterior

Lot Area	217,800 sqft (5 acres)

Location & Zoning

Account Number	510058174
Street Address	3 E RIVER RD
City	FORT GIBSON
State	OK
Zip	74434
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	T15N R20E S29 COMM @ NW/C NE SEC 29, THENCE S8823'58" W 22.59 S352'02" W 483.92 S2020'00" E 267.10 S2735'50" E 35.12 TO P.O.B
Legal Range	20E
Legal Township	15N
Legal Section	29
Jurisdiction	MUSKOGEE OK
Township / Civil Division	MUSKOGEE
Census Block Group	1
Census Block	1107
Census Tract	1402

Owner

Source: Muskogee County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1805 HOUSTON ST, MUSKOGEE, OK 74403-3532
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST
Mar 3, 2023	Warranty Deed, Transfer · Line of Credit AMERICAN BANK OF OKLAHOMA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKOGEE OK
Property Address	3 E RIVER RD, FORT GIBSON, OK 74434
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 HOUSTON ST, MUSKOGEE, OK 74403-3532

Mortgage

Document Number	0000002469
Date	Mar 17, 2026
Book Page	5008/754
Instrument	2026-002469

Lender

Name	BANCFIRST
Type	Bank
Address	MUSKOGEE, OK 74402

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2036

Interest

Rate Type	Adjustable Rate

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKOGEE OK
Recording Date	Mar 3, 2023
Property Address	3 E RIVER RD, FORT GIBSON, OK 74434
Document Number	0000002096
Book / Page	4843 / 879
Instrument Date	Feb 27, 2023
Instrument	2023-002096
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	MUSKOGEE ABSTRACT AND TITLE, MUSKOGEE ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 HOUSTON ST, MUSKOGEE, OK 74403-3532
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002097
Date	Mar 3, 2023
Instrument	2023-002097

Lender

Name	AMERICAN BANK OF OKLAHOMA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Mar 1, 2026

Tax Assessment & Valuation

Source: Muskogee County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Muskogee County
Unified School District	Fort Gibson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,125 (-) Land $4,125	$37,500 (-) Land $37,500
2025	$366.00 (+3.1%)	$4,125 (-) Land $4,125
2024	$355.00	$4,125 Land $4,125	$37,500 Land $37,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	4 (2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 56% of Oklahoma
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Lake Region Technology & Communications.

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