3 E Pond Ln, Hayesville, NC 28904 Property Records

Clay County property record for 3 E Pond Ln, Hayesville, NC 28904

Property Summary

Property Type	Vacant Land
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jul 2019)
Tax Bill	$8 (2026)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`544900832151`

Property Details

APN / Parcel Number

Primary APN	`544900832151`
Alternative APN	`617578000`

Exterior

Lot Area	11,761 sqft (0.27 acres)

Location & Zoning

Account Number	617578000
Street Address	3 E POND LN
City	HAYESVILLE
State	NC
Zip	28904-5654
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT 5A UNIT 3 CHERRY MTN
Legal Subdivision	CHERRY MOUNTAIN SUBDIVISION
Legal Lot Number	5A
Legal Unit	3
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	2
Census Block	2022
Census Tract	950201

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8069 JUDGE BEAN RD, BOKEELIA, FL 33922-1544
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2019 · Amount on Record
Deed Sale	Jul 23, 2019 · Amount on Record
Prior Sale	Sep 5, 2013 · Amount on Record
Deed Document Number	20191573
Deed Book / Page	431 / 188
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jul 23, 2019
Property Address	3 E POND LN, HAYESVILLE, NC 28904-5654
Document Number	00431/0188
Book / Page	431 / 0188
Map Reference	MB 5 PG 599
Instrument Date	Jul 23, 2019
Instrument	2019001573
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12596 93RD WAY, 12596, LARGO, FL 33773-2535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8069 JUDGE BEAN RD, BOKEELIA, FL 33922-1544

Mortgage

Document Number	2019001574
Date	Jul 23, 2019
Instrument	2019001574

Lender

Name	SPACE COAST CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Oct 1, 2022
Change Frequency	3 Years
Min Rate At Change	2.5%
Max Rate At Change	4.5%
Index	3-Year CMT
Max Rate	8%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8.00 (-33.33%)	$2,700 (-) Land $2,700	$2,700 (-) Land $2,700
2025	$12.00	$2,700 (-) Land $2,700	$2,700 (-) Land $2,700
2023	$12.00	$2,700 Land $2,700	$2,700 Land $2,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Frontier DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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