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3 E Phlox Ct, Homosassa, FL 34446 Property Records

Citrus County property record for 3 E Phlox Ct, Homosassa, FL 34446

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,774 sqft · built 2024
Lot Size0.345 acres (15,064 sqft)
OwnerIndividual Name on Record
Last Sale$25,000 (May 2022)
Tax Bill$3,921 (2025)
Deeds & MortgagesAug 2022 Construction Loan
May 2022 Sale
Flood ZoneZone X (minimal risk)
APN18E-20S-13-0020-01530-020.0

Property Details

APN / Parcel Number

Primary APN18E-20S-13-0020-01530-020.0
Alternative APNs
  • 1320S18E0020015300200
  • 2145668

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,774 sqft Living Area
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 2024
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeHip
Roof MaterialFiberglass
Lot Area15,064 sqft (0.345 acres)
Lot Dimensions120 ft deep x 144 ft wide
Parking Spaces8 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2145668
Old Parcel Number1320S18E0020015300200
Street Address3 E PHLOX CT
CityHOMOSASSA
StateFL
Zip34446-5618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDR PLANNED DEVELOPMENT(S
Legal DescriptionSUGARMILL WOODS OAK VLG PB 10 PG 10 LOT 20 BLK 153
Legal Range18E
Legal Township20S
Legal Section29
Legal SubdivisionSUGARMILL WOODS OAK VILLAGE
Legal Block153
Legal Lot Number20
JurisdictionCITRUS FL
Township / Civil DivisionCRYSTAL RIVER
Census Block Group1
Census Block1015
Census Tract451604

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3 E PHLOX CT, HOMOSASSA, FL 34446-5618
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2022Deed of Trust, Mortgage · Construction Mortgage
CAPITAL CITY HOME LOANS LLC
May 26, 2022Warranty Deed, Transfer
SOUTHERN SUN TITLE COMPANY INC, SOUTHERN SUN TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2022 · Amount on Record
Deed SaleMay 26, 2022 · Amount on Record
Prior SaleOct 4, 2007 · Amount on Record
Deed Document Number2022038013
Deed Book / Page3287 / 1945
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address3 E PHLOX CT, HOMOSASSA, FL 34446-5618
Transaction TypeMortgage
Record UpdatedDec 11, 2025
Title CompanySOUTHERN SUN TITLE COMPANY INC, SOUTHERN SUN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 S HERON CREEK LOOP, INVERNESS, FL 34450-1946

Mortgage

Document Number0033082164
DateAug 4, 2022
Book Page3308/2164
Instrument2022054919
Lender
NameCAPITAL CITY HOME LOANS LLC
TypeMortgage Company
AddressLAWRENCEVILLE, GA 30043
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.12%
Type Change DateSep 1, 2033
Change Frequency6 Months
Min Rate At Change5.12%
Max Rate At Change10.1%
IndexOther
Max Rate10.1%

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateMay 26, 2022
Property Address3 E PHLOX CT, HOMOSASSA, FL 34446-5618
Document Number0032871945
Book / Page3287 / 1945
Map ReferenceMB 9 PG 87-A
Instrument DateMay 25, 2022
Instrument2022038013
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanySOUTHERN SUN TITLE COMPANY INC, SOUTHERN SUN TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$175.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3 CALENDULA CT, HOMOSASSA, FL 34446-5930

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 S HERON CREEK LOOP, INVERNESS, FL 34450-1946

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,921.00 (+1,181.37%) Homeowner's exemption Additional exemption filed$364,397 (+1,924.43%) Land $22,000 Building $342,397$364,397 (+1,924.43%) Land $22,000 Building $342,397
2024$306.00 (-0.65%) Additional exemption filed$18,000 (-) Land $18,000$18,000 (-) Land $18,000
2023$308.00 (+63.83%) Additional exemption filed$18,000 (+24.14%) Land $18,000$18,000 (+24.14%) Land $18,000
2022$188.00$14,500 Land $14,500$14,500 Land $14,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUGARMILL WOODS S/D
public/private · serves 13,935 people · EPA ID FL6091735
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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