3 E Oak St, Mascoutah, IL 62258 Property Records

St. Clair County property record for 3 E Oak St, Mascoutah, IL 62258

Property Summary

Property Type	Single Family Home
Details	976 sqft · built 1923
Lot Size	0.119 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Jun 2013)
Tax Bill	$3,014 (2019)
Deeds & Mortgages	May 2021 Transfer Jun 2019 Mortgage + 1 more
APN	`10-32-0-107-007`

Property Details

APN / Parcel Number

Primary APN	`10-32-0-107-007`

Interior

Stories	1 Story
Building Area	976 sqft Living Area
Gross Area	2,352 sqft
Attic Area	400 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1975
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,227 sqft (0.119 acres)
Garage Area	36,000 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3 E OAK ST
City	MASCOUTAH
State	IL
Zip	62258-2144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JACOBS 1ST ADD LOT/SEC-8 A02700779
Legal Subdivision	JACOBS 1ST ADD
Legal Lot Number	8
Jurisdiction	ST CLAIR IL
Township / Civil Division	MASCOUTAH
Census Block Group	2
Census Block	2014
Census Tract	504357

Owner

Source: St. Clair County records, as of August 23, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	9 E MAIN ST, MASCOUTAH, IL 62258-2132
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Intrafamily Transfer, Transfer
Jun 27, 2019	Deed of Trust, Mortgage · Conventional with PMI CITIZENS CMNTY BK
Jun 3, 2019	Loan Modification, Mortgage · Conventional with PMI FCB BK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 4, 2013 · Amount on Record
Deed Sale	Jun 4, 2013 · Amount on Record
Prior Sale	Jun 4, 2013 · Amount on Record
Deed Document Number	00A2371049
Last Transfer Date	May 20, 2021
Transfer Doc	A02700779
Record Updated	Jun 7, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	May 20, 2021
Property Address	3 E OAK ST, MASCOUTAH, IL 62258-2144
Document Number	A02700779
Map Reference	MB A PG 144
Instrument Date	May 18, 2021
Instrument	A02700779
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 E OAK ST, MASCOUTAH, IL 62258-2144

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	3 E OAK ST, MASCOUTAH, IL 62258-2144
Document Number	00A2618352
Instrument Date	Jun 27, 2019
Transaction Type	Mortgage
Record Updated	Jul 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 E OAK ST MASCOUTAH IL 622582144, MASCOUTAH, IL 62258-2144

Mortgage

Document Number	00A2618352
Date	Jul 5, 2019
Instrument	2618352

Lender

Name	CITIZENS CMNTY BK
Type	Bank
Address	MASCOUTAH, IL 62258

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2049

Interest

Rate	5%

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	3 E OAK ST, MASCOUTAH, IL 62258-2144
Document Number	00A2616261
Instrument Date	Jun 3, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9557 STATE ROUTE 161 MASCOUTAH IL 622583101, MASCOUTAH, IL 62258-3101

Mortgage

Document Number	00A2616261
Date	Jun 17, 2019
Instrument	2616261

Lender

Name	FCB BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Mascoutah Township
Municipality	Mascoutah City
Unified School District	Mascoutah Community Unit School District 19 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022		$41,003 Land $2,681 Building $38,322	$123,009 Land $8,043 Building $114,966
2019	$3,014.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASCOUTAH serves 8,759 people · EPA ID IL1630800
Water Source	Purchased surface water from S L M WATER COMMISSION
Last State Inspection	Jan 2025
Lead	5 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: ClearWave, Verizon.

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