Allegany County property record for 3 E Mary St, Cumberland, MD 21502
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 2,112 sqft · built 1875 |
| Lot Size | 0.062 acres (2,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $15,000 (May 2026) |
| Tax Bill | $401 (2025) |
| Deeds & Mortgages | May 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-042344 |
| Primary APN | 04-042344 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,112 sqft Total Area |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1875 |
| Architectural Style | Townhouse |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 2,700 sqft (0.062 acres) |
| Lot Dimensions | 50 ft deep x 54 ft wide |
| Porch | Slab |
| Porch Area | 501 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 042344 |
|---|---|
| Street Address | 3 E MARY ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-4721 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | Z-RC |
| Legal Description | 1-3 MARY ST COR VA AVE PT LOT 308 54X50 HUMBIRD ADDN |
| Legal Subdivision | HUMBIRD ADD |
| Legal Lot Number | 308 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 4, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1078 |
| Census Tract | 800 |
3 E Mary St, a townhouse, is owned by two individuals who bought it in May 2026.
Source: Allegany County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 483 FALCON DR, FALLING WATERS, WV 25419-4289 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2026 · Amount on File |
| Deed Sale | May 12, 2026 · Amount on File |
| Deed Book / Page | 3159 / 342 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | May 12, 2026 |
| Property Address | 3 E MARY ST, CUMBERLAND, MD 21502-4721 |
| Document Number | 3159000342 |
| Book / Page | 3159 / 342 |
| Instrument Date | Apr 16, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Title Company | ALLEGANY/GARRETT TITLE AND SETTLEMENT, ALLEGANY GARRETT TITLES & SETT |
| Amount | Amount on Record |
|---|---|
| Tax | $15,150.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
The 2025 property tax bill for 3 E Mary St was $401.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $48,400 (+10.59%) Land $6,000 Building $42,400 | $48,400 (-) Land $6,000 Building $42,400 | |
| 2025 | $401.00 | $43,767 | $48,400 Land $6,000 Building $42,400 |
| 2023 | $320.00 | $34,500 Land $6,000 Building $28,500 | $34,500 Land $6,000 Building $28,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 E Mary St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1985–1996) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 E Mary St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| SkyPacket Fixed Wireless | 100 / 20 |
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