McKean County property record for 3 E Main St, Ludlow, PA 16333
| Property Type | Single Family Home |
|---|---|
| Details | 3,218 sqft · built 1900 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Oct 2025) |
| Tax Bill | $3,052 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-016.-213.00 |
| Primary APN | 22-016.-213.00 |
|---|---|
| Alternative APN |
|
| Building Area | 3,218 sqft Total Area |
|---|
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 47,916 sqft (1.1 acres) |
| Street Address | 3 E MAIN ST |
|---|---|
| City | LUDLOW |
| State | PA |
| Zip | 16333-3113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD CONTROL:0318-0854 |
| Jurisdiction | MCKEAN PA |
| Township / Civil Division | HAMILTON |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 421100 |
Source: McKean County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8460 SW 201ST ST, CUTLER BAY, FL 33189-2034 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2025 · Amount on Record |
| Deed Sale | Oct 9, 2025 · Amount on Record |
| Deed Document Number | 20253301 |
| Deed Book / Page | 1094 / 456 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKEAN PA |
| Property Address | 3 E MAIN ST, LUDLOW, PA 16333-3113 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 8460 SW 201ST ST, CUTLER BAY, FL 33189-2034 |
| Document Number | 001094/466 |
|---|---|
| Date | Oct 9, 2025 |
| Book Page | 1094/466 |
| Instrument | 202503302 |
| Name | POWER FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | HOLLYWOOD, FL 33027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
Source: McKean County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | McKean County |
| County Subdivision | Hamilton Township |
| Unified School District | Kane Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,052.00 (+8%) | $82,000 (-) Land $8,950 Building $73,050 | |
| 2024 | $2,826.00 | $82,000 Land $8,950 Building $73,050 | |
| 1998 | $82,000 Land $8,950 Building $73,050 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHSIDE NORTHSIDE WATER ASSN private · serves 72 people · EPA ID PA6420028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Copper | 2.26 mg/L (2022) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WestPAnet Cable | 400 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
4G LTE (outdoors only), no 5G reported
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