3 E Crest Dr, Rochester, NY 14606 Property Records

Monroe County and Gates Town property record for 3 E Crest Dr, Rochester, NY 14606

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,044 sqft · built 1955
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Aug 2020)
Tax Bill	$5,604 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`262600 103.16-1-42`

Property Details

APN / Parcel Number

Primary APN	`262600 103.16-1-42`
Alternative APNs	`26001031600001042000` `02894650000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,044 sqft Living Area
1st Floor Area	1,044 sqft
Game Room	Game Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	150 ft deep x 76.9 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02894650000
Street Address	3 E CREST DR
City	ROCHESTER
State	NY
Zip	14606-4700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0128- 1-02 20000 AC LYELLCREST 3 L55 L129 P7
Legal Subdivision	LYELLCREST GARDENS
Legal Block	1
Legal Lot Number	42.000
Jurisdiction	MONROE NY
Township / Civil Division	GATES
Census Block Group	1
Census Block	1013
Census Tract	14206

Owner

Source: Monroe County and Gates Town records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 E CREST DR, ROCHESTER, NY 14606-4700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit ESL FEDERAL CREDIT UNION
Aug 12, 2020	Executor's Deed, Transfer · FHA Mortgage PREMIUM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2020 · Amount on Record
Deed Sale	Aug 12, 2020 · Amount on Record
Deed Document Number	2020935
Deed Book / Page	12376 / 361
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	Jun 26, 2026
Property Address	3 E CREST DR, ROCHESTER, NY 14606-4700
Document Number	0003436573
Book / Page	31358 / 317
Instrument Date	Jun 16, 2026
Instrument	20263436573
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	CSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 E CREST DR, ROCHESTER, NY 14606-4700

Mortgage

Document Number	0003436573,
Date	Jun 26, 2026
Book Page	31358/317
Instrument	20263436573

Lender

Name	ESL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.51%
Max Rate	-1%

August 2020: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MONROE NY
Recording Date	Aug 12, 2020
Property Address	3 E CREST DR, ROCHESTER, NY 14606-4700
Document Number	0000000935
Book / Page	12376 / 361
Map Reference	LB 129 PG 7
Instrument Date	Aug 10, 2020
Instrument	202008120935
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	INDEPENDENCE TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58 WOODBRIAR DR, 58, ROCHESTER, NY 14616-2313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 E CREST DR, ROCHESTER, NY 14606-4700

Mortgage

Document Number	0000000936
Date	Aug 12, 2020
Instrument	202008120936

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Monroe County and Gates Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Gates Town
Unified School District	Gates-Chili Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,604.00	$196,600 (+66.19%) Land $38,600 Building $158,000	$196,600 (+37.96%) Land $38,600 Building $158,000
2023		$118,300 Land $27,200 Building $91,100	$142,500 Land $32,764 Building $109,736

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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