Ocean County and Harvey Cedars Borough property record for 3 E Cape May Ave, Harvey Cedars, NJ 08008
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,561 sqft · built 1980 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $850,000 (Mar 2004) |
| Tax Bill | $9,055 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 10-00020-0000-00002 |
| Primary APN | 10-00020-0000-00002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,561 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 2590 |
|---|---|
| Street Address | 3 E CAPE MAY AVE |
| City | HARVEY CEDARS |
| State | NJ |
| Zip | 08008-5718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | 50X100 |
| Legal Subdivision | HARVEY CEDARS |
| Legal Block | 20 |
| Legal Lot Number | 2 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | HARVEY CEDARS |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 738100 |
Source: Ocean County and Harvey Cedars Borough records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 78 SUTTON RD, CALIFON, NJ 07830-3313 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 5, 2022 | Deed of Trust, Mortgage JUSTICE FEDERAL CREDIT UNION |
| Dec 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2004 · Amount on Record |
| Deed Sale | Mar 15, 2004 · Amount on Record |
| Prior Sale | May 21, 2002 · Amount on Record |
| Deed Document Number | 200455241 |
| Deed Book / Page | 11961 / 1188 |
| Last Transfer Date | Nov 22, 2005 |
| Transfer Doc | 0130700794 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 3 E CAPE MAY AVE, HARVEY CEDARS, NJ 08008-5718 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0192411750 |
|---|---|
| Date | Dec 5, 2022 |
| Book Page | 19241/1750 |
| Instrument | 2022124440 |
| Name | JUSTICE FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | CHANTILLY, VA 20151 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Dec 2, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 3 E CAPE MAY AVE, HARVEY CEDARS, NJ 08008-5718 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0188231745 |
|---|---|
| Date | Dec 15, 2021 |
| Book Page | 18823/1745 |
| Instrument | 2021177720 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2037 |
Source: Ocean County and Harvey Cedars Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Harvey Cedars Borough |
| Elementary School District | Long Beach Island School District (KG - 06) |
| Secondary School District | Southern Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $814,300 (-) Land $600,000 Building $214,300 | $814,300 (-) Land $600,000 Building $214,300 | |
| 2025 | $9,055.00 (-1.15%) | $814,300 (-) Land $600,000 Building $214,300 | $814,300 (-) Land $600,000 Building $214,300 |
| 2024 | $9,160.00 (+16.33%) | ||
| 2023 | $814,300 Land $600,000 Building $214,300 | $814,300 Land $600,000 Building $214,300 | |
| 2022 | $7,874.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 456 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 478 units insured incl. 22 condo units |
| Nearby Flood Claims | 681 (1979–2025) |
| Claims Outside the SFHA | 1 of 681 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVEY CEDARS WATER DEPT serves 6,600 people · EPA ID NJ1509001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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