Lehigh County property record for 3 E Berger St, Emmaus, PA 18049
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,377 sqft · built 1954 |
| Lot Size | 0.175 acres (7,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Aug 2008) |
| Tax Bill | $4,982 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 549459287176-1 |
| Primary APN | 549459287176-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,377 sqft Base Area |
| 1st Floor Area | 1,377 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 7,614 sqft (0.175 acres) |
| Lot Dimensions | 162 ft deep x 47 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3 E BERGER ST |
|---|---|
| City | EMMAUS |
| State | PA |
| Zip | 18049-2805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-L |
| Legal Description | LOTS: 006 |
| Legal Block | 8 |
| Legal Lot Number | 6 |
| Jurisdiction | LEHIGH PA |
| Township / Civil Division | EMMAUS |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 6600 |
Source: Lehigh County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 E BERGER ST, EMMAUS, PA 18049-2805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Apr 30, 2024 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Mar 2, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| May 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2008 · Amount on Record |
| Deed Sale | Aug 12, 2008 · Amount on Record |
| Prior Sale | May 19, 1954 · Amount on Record |
| Deed Book / Page | 749 / 3888 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEHIGH PA |
| Recording Date | Apr 6, 2026 |
| Property Address | 3 E BERGER ST, EMMAUS, PA 18049-2805 |
| Document Number | 0000007940 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 20267940 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3 E BERGER ST, EMMAUS, PA 18049-2805 |
| Document Number | 0000007940, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 20267940 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Mar 1, 2066 |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEHIGH PA |
| Property Address | 3 E BERGER ST, EMMAUS, PA 18049-2805 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3 E BERGER ST, EMMAUS, PA 18049-2805 |
| Document Number | 0000009480 |
|---|---|
| Date | Apr 30, 2024 |
| Instrument | 2024009480 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEHIGH PA |
| Property Address | 3 E BERGER ST, EMMAUS, PA 18049-2805 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3 E BERGER ST, EMMAUS, PA 18049-2805 |
| Document Number | 0000008142 |
|---|---|
| Date | Mar 2, 2022 |
| Instrument | 2022008142 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 242 Months |
| Due | May 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEHIGH PA |
| Property Address | 3 E BERGER ST, EMMAUS, PA 18049-2805 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3 E BERGER ST, EMMAUS, PA 18049-2805 |
| Document Number | 2021019479 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 2021019479 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 252 Months |
| Due | May 1, 2042 |
Source: Lehigh County assessment roll, as of March 20, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lehigh County |
| Municipality | Emmaus Borough |
| Unified School District | East Penn School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,982.00 (+12.38%) | $137,400 (-) Land $27,900 Building $109,500 | |
| 2024 | $4,433.00 | $137,400 Land $27,900 Building $109,500 | |
| 2013 | $137,400 Land $27,900 Building $109,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1987–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMMAUS BOROUGH PUBLIC WATER serves 14,000 people · EPA ID PA3390032 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Jun 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Service Electric Cable TV Cable | 1,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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