3 E Bay Ct, Carbondale, IL 62902 Property Records

Jackson County property record for 3 E Bay Ct, Carbondale, IL 62902

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 551 sqft · built 1992
Lot Size	1.07 acres (46,720 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Nov 2019)
Tax Bill	$11,004 (2025)
Deeds & Mortgages	Jun 2022 Refinance Nov 2019 Sale & Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-13-376-008`

Property Details

APN / Parcel Number

Primary APN	`19-13-376-008`
Alternative APN	`19-13-376-008-0040`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	551 sqft
2nd Floor Area	874 sqft
Basement Area	1,425 sqft
Unfinished Basement	1,425 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	46,720 sqft (1.07 acres)
Garage Type	Attached
Garage Area	550 sqft
Porch	Slab
Deck Area	283 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	3 E BAY CT
City	CARBONDALE
State	IL
Zip	62902-7990
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 SPRING ARBOR SD 2ND PLAT 13-10-1 714/536 635/107 626/756 797/159 803/544 2007/19320 2019R005308 2019R005309
Legal Subdivision	SPRING ARBOR SD
Legal Lot Number	12
Jurisdiction	JACKSON IL
Township / Civil Division	MAKANDA
Census Block Group	2
Census Block	2037
Census Tract	11600

Owner

3 E Bay Ct is owned and occupied by two individuals who bought it in November 2019.

Source: Jackson County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 E BAY CT, CARBONDALE, IL 62902-7990
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SOUTHERN BANK
Nov 22, 2019	Warranty Deed, Transfer · Stand-Alone Refinance FIRST SOUTHERN BANK
Nov 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 22, 2018	Deed of Trust, Mortgage · Conventional with PMI SIU CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2019 · Amount on File
Deed Sale	Nov 22, 2019 · Amount on File
Prior Sale	Jun 5, 2007 · Amount on File
Deed Document Number	20195309
Prior Transfer Date	Nov 8, 2019
Prior Transfer Doc	0000005308
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IL
Property Address	3 E BAY CT, CARBONDALE, IL 62902-7990
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003003
Date	Jun 29, 2022
Instrument	2022R003003

Lender

Name	FIRST SOUTHERN BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2032

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON IL
Recording Date	Nov 22, 2019
Property Address	3 E BAY CT, CARBONDALE, IL 62902-7990
Document Number	0000005309
Instrument Date	Nov 22, 2019
Instrument	2019R005309
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 E BAY CT, CARBONDALE, IL 62902-7990

Mortgage

Document Number	0000005310
Date	Nov 22, 2019
Instrument	2019R005310

Lender

Name	FIRST SOUTHERN BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON IL
Recording Date	Nov 22, 2019
Property Address	3 E BAY CT, CARBONDALE, IL 62902-7990
Document Number	0000005308
Instrument Date	Nov 8, 2019
Instrument	5308
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 E BAY CT CARBONDALE IL 629027990, CARBONDALE, IL 62902-7990

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IL
Property Address	3 E BAY CT, CARBONDALE, IL 62902-7990
Document Number	0000002998
Instrument Date	May 22, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 E BAY CT CARBONDALE IL 629027990, CARBONDALE, IL 62902-7990

Mortgage

Document Number	0000002998
Date	May 31, 2018
Instrument	2998

Lender

Name	SIU CU
Type	Credit Union
Address	CARBONDALE, IL 62901

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 30, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 3 E Bay Ct was $11,004 with a homeowner's exemption, up 4.9% from the year before.

Source: Jackson County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jackson County
County Subdivision	Makanda Township
Secondary School District	Carbondale Community High School District 165 (09 - 12)
Elementary School District	Giant City Community Consolidated School District 130 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,004.00 (+4.95%) Homeowner's exemption	$141,688 Land $25,611 Building $116,077	$425,064 Land $76,833 Building $348,231
2024	$10,485.00
2022	$9,693.00 Homeowner's exemption	$107,176 Land $19,373 Building $87,803	$321,528 Land $58,119 Building $263,409

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 E Bay Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 E Bay Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave, Wisper ISP.

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