3 E 41st St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3 E 41st St, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Square Footage1,584 sqft Finished Area
Lot Size3,920 sqft (0.089 acres)
OccupancyOwner Occupied
Last Sale$143,500 (2020)
Tax Bill$1,901.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-23-01-015.00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,584 sqft Finished Area
Gross Area1,704 sqft Gross Area
Stories2 Stories

Exterior

Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeBlock Foundation
Lot Area3,920 sqft (0.089 acres)
Depth X Width112 ft x 35 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number0562301015.00
Street Address3 E 41ST ST
CityCOVINGTON
StateKY
Zip41015-1710
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionKRUSE J H RE-SUBD TAYLOR PT LOTS U-V-W-X 35'X 112' SS 41ST 36.14' E WINSTON OR 845' W CHURCH
Legal SubdivisionKRUSE J H RE-SUBD TAYLOR
Legal Lot NumberU,V
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2002
Census Tract61300

Owner

Source: Kenton County records · APN 056-23-01-015.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3 E 41ST ST, COVINGTON, KY 41015-1710
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
KENTUCKY HSNG
Dec 18, 2020Deed of Trust, Mortgage
CARDINAL FIN'L
Dec 29, 2020Warranty Deed, Transfer
CARDINAL FIN'L
Aug 06, 2019Deed of Trust, Mortgage · Line of Credit
US BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 29, 2020 · Amount on Record
Deed SaleDec 29, 2020 · Amount on Record
Prior SaleFeb 16, 2011 · Amount on Record
Deed Doc Number0000063164
Deed Book / Page63 / 164
Record RefreshedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3 E 41ST ST, COVINGTON, KY 41015-1710
Document Number0000000119
Instrument DateDec 18, 2020
Transaction TypeMortgage
Record UpdatedJan 22, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 E 41ST ST COVINGTON KY 410151710, COVINGTON, KY 41015-1710

Mortgage

Document Number0000000119
DateDec 29, 2020
Book Page00M146/000966
Instrument119
Lender
NameKENTUCKY HSNG
AddressFRANKFORT, KY 40601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueDec 28, 2030

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3 E 41ST ST, COVINGTON, KY 41015-1710
Document Number0000000118
Instrument DateDec 18, 2020
Transaction TypeMortgage
Record UpdatedJan 21, 2021
Title CompanyAMERICAN HOMELAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 E 41STST COVINGTON KY 41015, COVINGTON, KY 41015

Mortgage

Document Number0000000118
DateDec 29, 2020
Book Page000146/000948
Instrument118
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
AmountAmount Recorded
Term360 Months
DueDec 28, 2050

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 29, 2020
Property Address3 E 41ST ST, COVINGTON, KY 41015-1710
Document Number0000000117
Book / Page000063 / 000164
Instrument DateDec 18, 2020
Instrument117
Transaction TypeTransfer
Record UpdatedFeb 09, 2021
Title CompanyAMERICAN HOMELAND TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$144.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 E 41ST ST COVINGTON KY 410151710, COVINGTON, KY 41015-1710

Mortgage

Document Number118
DateDec 29, 2020
Book Page000146/000948
Instrument118
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
AmountAmount Recorded
Term360 Months
DueDec 28, 2050

Mortgage

Document Number119,
DateDec 29, 2020
Book Page00M146/000966
Instrument119
Lender
NameKENTUCKY HSNG
AddressFRANKFORT, KY 40601
Agreement
AmountAmount Recorded
Term120 Months
DueDec 28, 2030

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3 E 41ST ST, COVINGTON, KY 41015-1710
Document Number0000000220
Instrument DateAug 06, 2019
Transaction TypeMortgage
Record UpdatedOct 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 E 41ST ST COVINGTON KY 410151710, COVINGTON, KY 41015-1710

Mortgage

Document Number0000000220
DateOct 11, 2019
Book Page0C6776/000079
Instrument220
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 10, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,901.00 (-0.52%)$143,500 (-) Land $10,000 Building $133,500$143,500 (-) Land $10,000 Building $133,500
2023$1,911.00$143,500 Land $10,000 Building $133,500$143,500 Land $10,000 Building $133,500

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