3 E 15th St, Barnegat Light, NJ 08006 Property Records

Ocean County and Barnegat Light Borough property record for 3 E 15th St, Barnegat Light, NJ 08006

Property Summary

Property Type	Multi-Family Dwellings
Details	5 bd · 3 ba · 1,728 sqft · built 1958
Lot Size	0.144 acres (6,251 sqft)
Owner	Individual Name on File
Last Sale	$949,000 (May 2021)
Tax Bill	$10,462 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Dec 2025 Construction Loan + 4 more
Flood Zone	Zone AO (high risk)
APN	`02-00029-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`02-00029-0000-00007`
Alternative APN	`020002900007`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	2,880 sqft
Basement Area	1,152 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Old Style
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	3 E 15TH ST
City	BARNEGAT LIGHT
State	NJ
Zip	08006-1541
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R-B
Legal Description	50X125
Legal Subdivision	BARNEGAT CITY
Legal Block	29
Legal Lot Number	7
Jurisdiction	OCEAN NJ
Township / Civil Division	BARNEGAT LIGHT
Census Block Group	3
Census Block	3004
Census Tract	738100

Owner

3 E 15th St, a residential property, is owned by an individual who acquired it in May 2023.

Source: Ocean County and Barnegat Light Borough records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1333 E SUSQUEHANNA AVE, PHILADELPHIA, PA 19125-2839
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Dec 5, 2025	Deed, Construction Loan · Construction Mortgage CHAMPIONS FUNDING LLC
May 31, 2023	Deed, Transfer RIVERSIDE ABSTRACT INC, RIVERSIDE ABSTRACT LLC
Mar 8, 2023	Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jan 24, 2022	Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
May 12, 2021	Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2021 · Amount on File
Deed Sale	May 12, 2021 · Amount on File
Prior Sale	Jul 19, 1994 · Amount on File
Deed Document Number	202172965
Deed Book / Page	18473 / 278
Last Transfer Date	May 2, 2023
Transfer Doc	0193930442
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	3 E 15TH ST, BARNEGAT LIGHT, NJ 08006-1541
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0193570001
Date	Apr 20, 2023
Book Page	19357/1
Instrument	2023029545

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 8, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed, Construction Loan

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Dec 5, 2025
Property Address	3 E 15TH ST, BARNEGAT LIGHT, NJ 08006-1541
Document Number	0202171562
Book / Page	20217 / 1562
Instrument Date	Dec 2, 2025
Instrument	2025096698
Transaction Type	Construction Loan
Record Updated	Dec 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 E 15TH ST, BARNEGAT LIGHT, NJ 08006-1541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1333 E SUSQUEHANNA AVE, PHILADELPHIA, PA 19125-2839

Mortgage

Document Number	2025096699
Date	Dec 5, 2025
Instrument	2025096699

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	May 31, 2023
Property Address	3 E 15TH ST, BARNEGAT LIGHT, NJ 08006-1541
Document Number	0193930442
Book / Page	19393 / 442
Instrument Date	May 2, 2023
Instrument	2023040755
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	RIVERSIDE ABSTRACT INC, RIVERSIDE ABSTRACT LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 E 15TH ST, BARNEGAT LIGHT, NJ 08006-1541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 E 15TH ST, BARNEGAT LIGHT, NJ 08006-1541

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Mar 8, 2023
Property Address	3 E 15TH ST, BARNEGAT LIGHT, NJ 08006-1541
Document Number	0193181225
Book / Page	19318 / 1225
Instrument Date	Feb 16, 2023
Instrument	2023017436
Transaction Type	Transfer
Record Updated	Mar 22, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$2.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 E 15TH ST, BARNEGAT LIGHT, NJ 08006-1541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 EAST STREET, BARNEGAT LIGHT, NJ 08006

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Jan 24, 2022
Property Address	3 E 15TH ST, BARNEGAT LIGHT, NJ 08006-1541
Document Number	0188790131
Book / Page	18879 / 131
Instrument Date	Nov 30, 2021
Instrument	2022009821
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1333 E SUSQUEHANNA AVE, 1333, PHILADELPHIA, PA 19125-2839

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 E 15TH ST, BARNEGAT LIGHT, NJ 08006-1541

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	May 12, 2021
Property Address	3 E 15TH ST, BARNEGAT LIGHT, NJ 08006-1541
Document Number	0184730278
Book / Page	18473 / 278
Instrument Date	Apr 30, 2021
Instrument	2021072965
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	RIVERSIDE ABSTRACT INC, RIVERSIDE ABSTRACT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,353.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 784, BARNEGAT LIGHT, NJ 08006-0784

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1333 E SUSQUEHANNA AVE, PHILADELPHIA, PA 19125-2839

Mortgage

Document Number	2021072966
Date	May 12, 2021
Instrument	2021072966

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3 E 15th St was $10,462, up 9.8% from the year before.

Source: Ocean County and Barnegat Light Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Barnegat Light Borough
Elementary School District	Long Beach Island School District (KG - 06)
Secondary School District	Southern Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$945,100 (-) Land $500,000 Building $445,100	$945,100 (-) Land $500,000 Building $445,100
2025	$10,462.00 (+9.83%)	$945,100 Land $500,000 Building $445,100	$945,100 Land $500,000 Building $445,100
2024	$9,526.00
2023		$945,100 Land $500,000 Building $445,100	$945,100 Land $500,000 Building $445,100
2022	$7,815.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 E 15th St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 325 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	335 units insured incl. 10 condo units
Nearby Flood Claims	42 (1979–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Nov 2012 · 23 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 E 15th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARNEGAT LIGHT WATER DEP serves 4,148 people · EPA ID NJ1501001
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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