3 Dunfey St, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 3 Dunfey St, Lowell, MA 01854

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 3,016 sqft · built 1900
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Mar 2024)
Tax Bill	$7,181 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D03635`

Property Details

APN / Parcel Number

Primary APN	`D03635`
Alternative APNs	`LOWE M:97 B:1900 L:3` `M:000097 T:D03635`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,016 sqft Living Area
Gross Area	3,808 sqft
1st Floor Area	1,288 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	D03635
Street Address	3 DUNFEY ST
City	LOWELL
State	MA
Zip	01854-2319
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TTF
Legal Subdivision	FOURTH ST PLACE
Legal Block	1900
Legal Lot Number	3
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3003
Census Tract	310602

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17 STAFFORD LN, ANDOVER, MA 01810-2567
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage MT WASHINGTON SAVINGS BANK
Mar 8, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2024 · Amount on Record
Deed Sale	Mar 8, 2024 · Amount on Record
Prior Sale	Aug 31, 2001 · Amount on Record
Deed Document Number	20246018
Deed Book / Page	38362 / 160
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Recording Date	Jun 11, 2026
Property Address	3 DUNFEY ST, LOWELL, MA 01854-2319
Document Number	0000018323
Book / Page	40122 / 163
Instrument Date	Jun 11, 2026
Instrument	202618323
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 DUNFEY ST, LOWELL, MA 01854-2319

Mortgage

Document Number	040122-163,
Date	Jun 11, 2026
Book Page	40122/163
Instrument	202618323

Lender

Name	MT WASHINGTON SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2051

Interest

Rate	6.36%
Max Rate	-1%

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Mar 8, 2024
Property Address	3 DUNFEY ST, LOWELL, MA 01854-2319
Document Number	038362-160
Book / Page	38362 / 160
Instrument Date	Mar 8, 2024
Instrument	6018
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17 STAFFORD LN, ANDOVER, MA 01810-2567

Mortgage

Document Number	0000006019
Date	Mar 8, 2024
Instrument	6019

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,181.00 (+1.83%)	$632,700 (+3%) Land $158,400 Building $474,300	$729,804
2025	$7,052.00 (+13.96%)	$614,300 (+18.23%) Land $148,000 Building $466,300
2024	$6,188.00 (+6.14%)	$519,600 (+10.69%) Land $119,400 Building $400,200
2023	$5,830.00	$469,400 Land $97,500 Building $371,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75

May also be available: AT&T, T-Mobile.

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