3 Ducs Ct, Charleston, SC 29403 Property Records

Charleston County property record for 3 Ducs Ct, Charleston, SC 29403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1885
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on File
Last Sale	$865,000 (Oct 2025)
Tax Bill	$1,555 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`459-05-03-024`

Property Details

APN / Parcel Number

Primary APN	`459-05-03-024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,152 sqft Living Area
1st Floor Area	656 sqft
Upper Floors Area	496 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Galvanized Metal
Lot Area	1,742 sqft (0.04 acres)
Lot Dimensions	58 ft deep x 30 ft wide

Exterior Amenities

Porch	Slab
Porch Area	155 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	3 DUCS CT
City	CHARLESTON
State	SC
Zip	29403-5089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -W DUCS CT DESCRIPTION -LOT 3 SITE NAME -ALSO 3 DUCS CT
Legal Subdivision	W DUCS CT
Legal Lot Number	3
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	2
Census Block	2016
Census Tract	5300

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 DUCS CT, CHARLESTON, SC 29403-5089
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2025 · Amount on File
Deed Sale	Oct 22, 2025 · Amount on File
Prior Sale	Jan 9, 2015 · Amount on File
Deed Book / Page	1345 / 732
Prior Transfer Date	Dec 3, 2014
Prior Transfer Doc	0451/0060
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 22, 2025
Property Address	3 DUCS CT, CHARLESTON, SC 29403-5089
Document Number	0013450732
Book / Page	1345 / 732
Map Reference	MB EA PG 876
Instrument Date	Oct 22, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,249.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 DUCS CT, CHARLESTON, SC 29403-5089

Mortgage

Document Number	0001345734
Date	Oct 22, 2025
Instrument	1345/734

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,555.00 (+15.87%)	$277,725 (+2,775%) Land $119,956 Building $157,769	$609,500 (+43.08%) Land $261,400 Building $348,100
2024	$1,342.00 (+9.11%)	$9,660 (-)
2022	$1,230.00	$9,660	$426,000 (-) Land $184,000 Building $242,000
2020			$426,000 Land $184,000 Building $242,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	71 units insured incl. 28 condo units
Nearby Flood Claims	27 (1987–2023)
Claims Outside the SFHA	6 of 27
Most Recent Claim	Sep 2023 · other causes
Claims by Event	Hurricane Hugo, Sep 1989 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20