3 Downing Dr E, White Plains, NY 10607 Property Records

Westchester County and Greenburgh Town property record for 3 Downing Dr E, White Plains, NY 10607

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 930 sqft
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Mar 2012)
Deeds & Mortgages	Apr 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`552689 8.10-10-12`

Property Details

APN / Parcel Number

Primary APN	`552689 8.10-10-12`
Alternative APNs	`55268927 07A1739 3` `8453600`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	930 sqft Living Area
1st Floor Area	930 sqft

Exterior

Lot Area	11,326 sqft (0.26 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8453600
Street Address	3 DOWNING DR E
City	WHITE PLAINS
State	NY
Zip	10607-2010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Subdivision	DOWNING HILL
Legal Block	10
Legal Lot Number	12.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	GREENBURGH
Census Block Group	4
Census Block	4009
Census Tract	10903

Owner

Source: Westchester County and Greenburgh Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 DOWNING DR E, WHITE PLAINS, NY 10607-2010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2012 · Amount on Record
Deed Sale	Mar 23, 2012 · Amount on Record
Deed Document Number	2012520413114
Record Updated	Sep 20, 2026

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	3 DOWNING DR E, WHITE PLAINS, NY 10607-2010
Document Number	0601203502
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	ATTORNEY'S TITLE, ATTORNEY'S TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 DOWNING DR E WHITE PLAINS NY 106072010, WHITE PLAINS, NY 10607-2010

Mortgage

Document Number	0601203502
Date	Apr 30, 2020
Book Page	060120/003502

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Apr 29, 2021

Tax Assessment & Valuation

Source: Westchester County and Greenburgh Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Greenburgh Town
Unified School District	Greenburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$1,093,900 (+3%) Land $226,800 Building $867,100	$1,093,900 (+3%) Land $226,800 Building $867,100
2024	$1,062,000 (+27.95%) Land $226,800 Building $835,200	$1,062,000 (+27.95%) Land $226,800 Building $835,200
2023	$830,000 Land $206,200 Building $623,800	$830,000 Land $206,200 Building $623,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 individual policies
Nearby Flood Policies	167 units insured incl. 154 condo units
Nearby Flood Claims	18 (1979–2025)
Claims Outside the SFHA	15 of 18
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Severe Storm And Flooding, Sep 2023 · 8 claims Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENBURGH CONSOLIDATED WD #1 serves 43,312 people · EPA ID NY5903429
Water Source	Purchased surface water from NEW YORK CITY SYSTEM
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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