3 Downey Ct, Putnam, IL 61560 Property Records

Putnam County property record for 3 Downey Ct, Putnam, IL 61560

Property Summary

Property Type	Single Family Home
Lot Size	0.45 acres (19,481 sqft)
Owner	Individual Name on Record
Last Sale	$51,000 (May 2011)
Tax Bill	$4,757 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00-053-100`

Property Details

APN / Parcel Number

Primary APN	`03-00-053-100`

Exterior

Lot Area	19,481 sqft (0.45 acres)

Location & Zoning

Street Address	3 DOWNEY CT
City	PUTNAM
State	IL
Zip	61560-9557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LK THUNDERBIRD HLS 3 LOT 730
Legal Subdivision	LK THUNDERBIRD HLS 3
Legal Lot Number	730
Jurisdiction	PUTNAM IL
Township / Civil Division	SENACHWINE
Census Block Group	2
Census Block	2013
Census Tract	954600

Owner

Source: Putnam County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 DOWNEY CT, PUTNAM, IL 61560-9557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2025	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Nov 4, 2019	Warranty Deed, Transfer · FHA Mortgage TOWN AND COUNTRY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2011 · Amount on Record
Deed Sale	May 4, 2011 · Amount on Record
Deed Document Number	2011343
Record Updated	Sep 20, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM IL
Recording Date	Apr 22, 2025
Property Address	3 DOWNEY CT, PUTNAM, IL 61560-9557
Document Number	0000250290
Map Reference	MB 3 PG 162
Instrument Date	Apr 21, 2025
Instrument	25-0290
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 DOWNEY CT, PUTNAM, IL 61560-9557

Mortgage

Document Number	0000250291
Date	Apr 22, 2025
Instrument	25-0291

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.37%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM IL
Recording Date	Nov 4, 2019
Property Address	3 DOWNEY CT, PUTNAM, IL 61560-9557
Document Number	000129/385
Book / Page	129 / 385
Map Reference	MB 3 PG 162
Instrument Date	Nov 4, 2019
Instrument	19-0800
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 DOWNEY CT, PUTNAM, IL 61560-9557

Mortgage

Document Number	0000190801
Date	Nov 4, 2019
Instrument	19-0801

Lender

Name	TOWN AND COUNTRY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Putnam County
County Subdivision	Senachwine Township
Unified School District	Henry-Senachwine Consolidated Unit School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,757.00 (-27.83%)	$67,041 (-22.73%) Land $2,406 Building $64,635	$201,123 (-22.73%) Land $7,218 Building $193,905
2024	$6,591.00 (+22.76%) Homeowner's exemption	$86,757 (+14.29%) Land $2,092 Building $84,665	$260,271 (+14.29%) Land $6,276 Building $253,995
2023	$5,369.00 Homeowner's exemption	$75,910 Land $1,831 Building $74,079	$227,730 Land $5,493 Building $222,237

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	50 (1982–2020)
Claims Outside the SFHA	8 of 50
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE THUNDERBIRD SUBDIVSION private · serves 450 people · EPA ID IL1555050
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Nextlink, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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