3 Dow Ave, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 3 Dow Ave, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	2,592 sqft · built 1950
Lot Size	0.276 acres (12,001 sqft)
Owner	2 Individual Names on File
Last Sale	$237,500 (Oct 1998)
Tax Bill	$14,319 (2025)
Deeds & Mortgages	Aug 2021 Second Mortgage
Flood Zone	Zone AE (high risk)
APN	`64-00119-0000-00014-02`

Property Details

APN / Parcel Number

Primary APN	`64-00119-0000-00014-02`
Alternative APNs	`64001190000000140002` `6400119000000014B`

Interior

Stories	1 Story
Building Area	2,592 sqft Living Area
1st Floor Area	2,592 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	12,001 sqft (0.276 acres)
Lot Dimensions	100 ft deep x 120 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	6400119000000014B
Street Address	3 DOW AVE
City	WALDWICK
State	NJ
Zip	07463-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	120X100 5LT
Legal Block	119
Legal Lot Number	14.2
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	3
Census Block	3005
Census Tract	56200

Owner

Source: Bergen County and Waldwick Borough records · APN 64-00119-0000-00014-02

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 DOW AVE, WALDWICK, NJ 07463-1704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 16, 1998 · Amount on Record
Deed Sale	Oct 16, 1998 · Amount on Record
Deed Document Number	1998162106
Deed Book / Page	8111 / 1
Last Transfer Date	Dec 26, 2002
Transfer Doc	8548000423
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	3 DOW AVE, WALDWICK, NJ 07463-1704
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043250068
Date	Aug 11, 2021
Book Page	4325/68
Instrument	2021129565

Lender

Name	XCEL FCU
Type	Credit Union
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	171 Months
Due	Oct 31, 2035

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$623,900 (-) Land $316,100 Building $307,800	$623,900 (-) Land $316,100 Building $307,800
2025	$14,319.00 (+3.66%)	$623,900 (+32.74%) Land $316,100 Building $307,800	$623,900 (+32.74%) Land $316,100 Building $307,800
2024	$13,813.00 (+3.2%)
2023		$470,000 Land $273,800 Building $196,200	$470,000 Land $273,800 Building $196,200
2022	$13,385.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1999–2021)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 400 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WALDWICK WATER DEPT serves 10,208 people
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.