Albany County and Colonie Town property record for 3 Dover Dr, Latham, NY 12110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,136 sqft · built 1955 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $182,000 (Jan 2014) |
| Tax Bill | $4,876 (2026) |
| Deeds & Mortgages | May 2017 Mortgage May 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 19.5-1-56 |
| Primary APN | 012689 19.5-1-56 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,136 sqft Living Area |
| 1st Floor Area | 1,424 sqft |
| Upper Floors Area | 712 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,405 sqft (0.17 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 188 sqft |
| Patio Area | 112 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01900500010560000000 |
|---|---|
| Street Address | 3 DOVER DR |
| City | LATHAM |
| State | NY |
| Zip | 12110-2407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | LOT 19 N-4 E-1 C-52-22 |
| Legal Block | 1 |
| Legal Lot Number | 56.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 13512 |
3 Dover Dr is owned and occupied by two individuals who bought it in January 2014.
Source: Albany County and Colonie Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 DOVER DR, LATHAM, NY 12110-2407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 31, 2017 | Deed of Trust, Mortgage · FHA Mortgage HOMESTEAD FUNDING CORP |
| May 31, 2017 | Loan Modification, Consolidation and Extension, Mortgage · FHA Mortgage HOMESTEAD FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2014 · Amount on File |
| Deed Sale | Jan 3, 2014 · Amount on File |
| Deed Document Number | 201411538945 |
| Deed Book / Page | 3087 / 861 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3 DOVER DR, LATHAM, NY 12110-2407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 3 DOVER DR, LATHAM, NY 12110-2407 |
| Document Number | 0000012358 |
|---|---|
| Date | May 31, 2017 |
| Instrument | R2017-12358 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2042 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | May 31, 2017 |
| Property Address | 3 DOVER DR, LATHAM, NY 12110-2407 |
| Instrument Date | May 19, 2017 |
| Instrument | 12359 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 3 DOVER DR LATHAM NY 121102407, LATHAM, NY 12110-2407 |
| Document Number | 0000012359 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 12359 |
| Name | HOMESTEAD FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | ALBANY, NY 12205 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 30, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
The 2026 property tax bill for 3 Dover Dr was $4,876 with a homeowner's exemption, down 0.4% from the year before.
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | North Colonie Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,876.00 (-0.43%) Homeowner's exemption | ||
| 2025 | $4,897.00 Homeowner's exemption | $121,000 Land $30,200 Building $90,800 | $276,900 Land $69,111 Building $207,789 |
| 2023 | $121,000 (-) Land $30,200 Building $90,800 | $237,300 (+9.33%) Land $59,227 Building $178,073 | |
| 2022 | $121,000 Land $30,200 Building $90,800 | $217,040 Land $54,170 Building $162,870 | |
| 2021 | $4,433.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Dover Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3 Dover Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
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