St. Clair County property record for 3 Division St, Yale, MI 48097
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,230 sqft · built 1920 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,161 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Aug 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-08-670-0054-000 |
| Primary APN | 74-08-670-0054-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,230 sqft Living Area |
| 1st Floor Area | 703 sqft |
| Basement Area | 703 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3 DIVISION ST |
|---|---|
| City | YALE |
| State | MI |
| Zip | 48097-2827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 1/2 OF LOTS 5 & 6 BLK 8 PLAT OF REED & MC NUTTS ADDITION TO THE VILLAGE OF BROCKWAY CENTER |
| Legal Subdivision | PLAT OF REED & MC NUTTS ADD |
| Legal Block | 8 |
| Legal Lot Number | 5-6 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | YALE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 655100 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 DIVISION ST, YALE, MI 48097-2827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC |
| Aug 24, 2022 | Intrafamily Transfer, Transfer |
| Jul 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Jul 8, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 18, 2022 |
| Transfer Doc | 0005555716 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3 DIVISION ST, YALE, MI 48097-2827 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | NATIONS TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 3 DIVISION ST, YALE, MI 48097-2827 |
| Document Number | 0005576490 |
|---|---|
| Date | Nov 7, 2022 |
| Book Page | 5576/490 |
| Instrument | 2022025073 |
| Name | MORTGAGE CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 24, 2022 |
| Property Address | 3 DIVISION ST, YALE, MI 48097-2827 |
| Document Number | 0005555716 |
| Book / Page | 5555 / 716 |
| Map Reference | LB 4 PG 34 |
| Instrument Date | Aug 18, 2022 |
| Instrument | 2022020002 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 DIVISION ST, 5, YALE, MI 48097-2827 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3 DIVISION ST, YALE, MI 48097-2827 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3 DIVISION ST, YALE, MI 48097-2827 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5 DIVISION ST, YALE, MI 48097-2827 |
| Document Number | 0000553953 |
|---|---|
| Date | Jul 5, 2022 |
| Book Page | 5539/53 |
| Instrument | 2022016152 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | May 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 8, 2022 |
| Property Address | 3 DIVISION ST, YALE, MI 48097-2827 |
| Document Number | 0005540669 |
| Book / Page | 5540 / 669 |
| Map Reference | LB 4 PG 34 |
| Instrument Date | Jul 7, 2022 |
| Instrument | 2022016485 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 DIVISION ST, 5, YALE, MI 48097-2827 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5 DIVERSION ST, YALE, MI 48097 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Yale City |
| Unified School District | Yale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,900 (+4.52%) | $101,800 (+4.52%) | |
| 2025 | $1,161.00 (+4.03%) Homeowner's exemption | $48,700 (+17.07%) | |
| 2024 | $1,116.00 (-21.52%) | $97,400 (+17.07%) | |
| 2023 | $41,600 | ||
| 2022 | $1,422.00 | $83,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF YALE serves 1,900 people · EPA ID MI0007230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Apr 2021 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AVS Broadband Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures