3 Derrick Cir, Havelock, NC 28532 Property Records

Craven County property record for 3 Derrick Cir, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,452 sqft · built 1977
Lot Size	0.385 acres (16,767 sqft)
Owner	Individual Name on Record
Last Sale	$273,500 (Jun 2024)
Tax Bill	$2,244 (2025)
Deeds & Mortgages	Nov 2023 Sale Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-220-B-A-003`

Property Details

APN / Parcel Number

Primary APN	`6-220-B-A-003`
Alternative APNs	`113805` `137287` `140087`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,452 sqft Living Area
1st Floor Area	1,452 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Combination
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,767 sqft (0.385 acres)
Storage Building	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	140087
Street Address	3 DERRICK CIR
City	HAVELOCK
State	NC
Zip	28532-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK A CASTLE DOWNS
Legal Subdivision	CASTLE DOWNS
Legal Block	A
Legal Lot Number	3
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	3
Census Block	3006
Census Tract	961302

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 DERRICK CIR, HAVELOCK, NC 28532-1701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Warranty Deed, Transfer
Oct 28, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2024 · Amount on Record
Deed Sale	Jun 21, 2024 · Amount on Record
Prior Sale	Nov 20, 2023 · Amount on Record
Deed Document Number	202410127770
Deed Book / Page	3802 / 1681
Prior Transfer Date	Jun 26, 1992
Prior Transfer Doc	1325001104
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Nov 20, 2023
Property Address	3 DERRICK CIR, HAVELOCK, NC 28532-1701
Document Number	003782/543
Book / Page	3782 / 543
Map Reference	CAB A SL 44-B
Instrument Date	Nov 14, 2023
Instrument	10119807
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Amount	Amount Recorded
Tax	$363.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 ORIENTAL RD, ORIENTAL, NC 28571-9249

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	3 DERRICK CIR, HAVELOCK, NC 28532-1701
Transaction Type	Mortgage
Record Updated	Nov 8, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3697/737
Date	Oct 28, 2021
Book Page	3697/737
Instrument	10085926

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,850 (-) Land $40,000 Building $193,850	$233,850 (-) Land $40,000 Building $193,850
2025	$2,244.00 (+4.03%)	$233,850 (+25.38%) Land $40,000 Building $193,850	$233,850 (+25.38%) Land $40,000 Building $193,850
2023	$2,157.00 (+18.91%)	$186,510 (+22.25%) Land $40,000 Building $146,510	$186,510 (+22.25%) Land $40,000 Building $146,510
2022	$1,814.00	$152,570 Land $35,000 Building $117,570
2018			$152,570 Land $35,000 Building $117,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	4 (2009–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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