3 Denise Dr, Jackson, NJ 08527 Property Records

Ocean County and Jackson Township property record for 3 Denise Dr, Jackson, NJ 08527

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,286 sqft · built 1989
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Aug 2017)
Tax Bill	$10,703 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-08801-0000-00036`

Property Details

APN / Parcel Number

Primary APN	`12-08801-0000-00036`
Alternative APNs	`12001110000000670005` `120011100000006705`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,286 sqft Living Area
Gross Area	3,336 sqft
Basement Area	1,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Hip
Roof Material	Asbestos
Lot Area	43,560 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	120011100000006705
Street Address	3 DENISE DR
City	JACKSON
State	NJ
Zip	08527-2445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.00 AC
Legal Subdivision	VENDEAN ESTATES FINAL MAP
Legal Block	8801
Legal Lot Number	36
Jurisdiction	OCEAN NJ
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2018
Census Tract	717102

Owner

Source: Ocean County and Jackson Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 DENISE DR, JACKSON, NJ 08527-2445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 26, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 22, 2017	Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2017 · Amount on Record
Deed Sale	Aug 22, 2017 · Amount on Record
Prior Sale	Feb 27, 2014 · Amount on Record
Deed Document Number	201787311
Deed Book / Page	16844 / 1844
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	3 DENISE DR, JACKSON, NJ 08527-2445
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0187951518
Date	Nov 26, 2021
Book Page	18795/1518
Instrument	2021169054

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Nov 1, 2047

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	3 DENISE DR, JACKSON, NJ 08527-2445
Transaction Type	Mortgage
Record Updated	Aug 9, 2021
Title Company	FREEDOM TTL LOSS MITIGATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 DENISE DR, JACKSON, NJ 08527-2445

Mortgage

Document Number	0185971797
Date	Jul 26, 2021
Book Page	18597/1797
Instrument	2021109538

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Sep 1, 2047

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Aug 22, 2017
Property Address	3 DENISE DR, JACKSON, NJ 08527-2445
Document Number	0168441844
Book / Page	16844 / 1844
Map Reference	MAP I-1958
Instrument Date	Aug 9, 2017
Instrument	2017087311
Transaction Type	Transfer
Record Updated	Nov 3, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,551.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 DENISE DR, JACKSON, NJ 08527-2445

Mortgage

Document Number	0168441849
Date	Aug 22, 2017
Book Page	16844/1849
Instrument	2017087312

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Jackson Township
Unified School District	Jackson Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$740,200 (-) Land $243,000 Building $497,200	$740,200 (-) Land $243,000 Building $497,200
2025	$10,703.00 (+5.86%)	$740,200 (+94.28%) Land $243,000 Building $497,200	$740,200 (+94.28%) Land $243,000 Building $497,200
2024	$10,111.00 (+5.7%)
2023		$381,000 Land $110,000 Building $271,000	$381,000 Land $110,000 Building $271,000
2022	$9,566.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 59% of New Jersey
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON TWP MUA serves 37,224 people · EPA ID NJ1511001
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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