3 Denise Dr, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 3 Denise Dr, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	1,604 sqft · built 1993
Lot Size	0.001 acres (39 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Sep 2019)
Tax Bill	$8,962 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-00594-01-00025-0000-C0003`

Property Details

APN / Parcel Number

Primary APN	`05-00594-01-00025-0000-C0003`
Alternative APNs	`05 00594-A-00025-0000-C0003` `0500594000A00025 C0003` `00018270`

Interior

Building Area	1,604 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Condo/Apartment
Lot Area	39 sqft (0.001 acres)

Location & Zoning

Street Address	3 DENISE DR
City	EDISON
State	NJ
Zip	08820-4600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RBPD
Legal Description	VILLAGE GATE UNIT 3
Legal Subdivision	VILLAGE GATE
Legal Block	594.1
Legal Lot Number	25
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	2
Census Block	2002
Census Tract	1414

Owner

3 Denise Dr is owned and occupied by two individuals who bought it in September 2019.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 DENISE DR, EDISON, NJ 08820-4600
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 2, 2020	Deed of Trust, Mortgage · Conventional with PMI NJ LENDERS
Sep 16, 2019	Deed, Transfer · Conventional Mortgage UNITY BANK
May 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage RUSHMORE LN MGMT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2019 · Amount on File
Deed Sale	Sep 16, 2019 · Amount on File
Prior Sale	Sep 22, 1993 · Amount on File
Deed Document Number	201975060
Deed Book / Page	17619 / 335
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	3 DENISE DR, EDISON, NJ 08820-4600
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000108418
Date	Aug 25, 2021
Book Page	18596/609
Instrument	2021108418

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	3 DENISE DR, EDISON, NJ 08820-4600
Document Number	0000136481
Instrument Date	Dec 2, 2020
Transaction Type	Mortgage
Record Updated	Jan 27, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 DENISE DR EDISON NJ 088204600, EDISON, NJ 08820-4600

Mortgage

Document Number	0000136481
Date	Dec 30, 2020
Book Page	018206/000456
Instrument	136481

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2050

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 16, 2019
Property Address	3 DENISE DR, EDISON, NJ 08820-4600
Document Number	0000075060
Book / Page	17619 / 0335
Instrument Date	Sep 10, 2019
Instrument	2019075060
Transaction Type	Transfer
Record Updated	Oct 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,359.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 MARTIN TER, 40, WOODBRIDGE, NJ 07095-3410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 DENISE DR # 3, 3, EDISON, NJ 08820-4600

Mortgage

Document Number	0000075061
Date	Sep 16, 2019
Instrument	2019075061

Lender

Name	UNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	3 DENISE DR, EDISON, NJ 08820-4600
Document Number	0000012721
Book / Page	016786 / 000522
Instrument Date	May 24, 2017
Transaction Type	Mortgage
Record Updated	Jun 7, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 DENISE DR EDISON NJ 088204600, EDISON, NJ 08820-4600

Mortgage

Document Number	0000012721
Date	Jun 2, 2017
Book Page	016786/000522
Instrument	12721

Lender

Name	RUSHMORE LN MGMT SVCS
Type	Funding / Finance Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3 Denise Dr was $8,962, up 3.8% from the year before.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,600 (-) Land $70,000 Building $80,600	$150,600 (-) Land $70,000 Building $80,600
2025	$8,962.00 (+3.82%)	$150,600 Land $70,000 Building $80,600	$150,600 Land $70,000 Building $80,600
2024	$8,632.00
2023		$150,600 Land $70,000 Building $80,600	$150,600 Land $70,000 Building $80,600
2022	$8,591.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3 Denise Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Denise Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDISON WATER CO serves 35,000 people · EPA ID NJ1205001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	E. coli resolved · Oct 2020 Treatment failure resolved · Dec 2016
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

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