3 Deepwater Pt, Palmyra, VA 22963 Property Records

Fluvanna County property record for 3 Deepwater Pt, Palmyra, VA 22963

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 2,012 sqft · built 1999
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on File
Tax Bill$7,250 (2025)
Flood ZoneZone X (minimal risk)
APN18A 1 299

Property Details

APN / Parcel Number

Primary APN18A 1 299
Alternative APN
  • 10031

Interior

Bedrooms5 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,012 sqft Living Area
Gross Area5,596 sqft
1st Floor Area2,012 sqft
Basement Area2,012 sqft
Finished Basement2,012 sqft
Unfinished Basement880 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2007
Exterior MaterialVinyl
Foundation TypeBlock
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area12,632 sqft (0.29 acres)
TerrainRolling
View / LotWaterfront
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area608 sqft
PorchPorch
Porch Area852 sqft
Deck Area240 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number10031
Street Address3 DEEPWATER PT
CityPALMYRA
StateVA
Zip22963-2012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionDB 474-377 ASHLAWN-1 LOT 299 12,640 SF
Legal SubdivisionPHASE ONE ASHLAWN LAKE MONTICELLO
Legal Block29
Legal Lot Number299
JurisdictionFLUVANNA VA
Township / Civil DivisionRIVANNA
Census Block Group1
Census Block1001
Census Tract20103

Owner

3 Deepwater Pt is owned and occupied by an individual who acquired it in August 2024.

Source: Fluvanna County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address3 DEEPWATER PT, PALMYRA, VA 22963-2012
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 23, 2024
Transfer Doc0000002196
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3 Deepwater Pt was $7,250.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFluvanna County
Unified School DistrictFluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$960,385 Land $190,000 Building $770,385$960,385 Land $190,000 Building $770,385
2025$7,250.00
2023$774,600 Land $190,000 Building $584,600$774,600 Land $190,000 Building $584,600
2022$6,537.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Deepwater Pt in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Deepwater Pt is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE MONTICELLO
private · serves 12,943 people · EPA ID VA2065480
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Firefly Fiber Broadband
Fiber
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Deepwater Pt

Nearby Streets

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