3 Decker Ave, Elizabeth, NJ 07208 Property Records

Union County and Elizabeth City property record for 3 Decker Ave, Elizabeth, NJ 07208

Property Summary

Property Type	Single Family Home
Details	1,521 sqft · built 1971
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Jun 2018)
Tax Bill	$8,540 (2025)
Deeds & Mortgages	Dec 2023 Sale & Construction Loan Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`04 00013-0000-00257`

Property Details

APN / Parcel Number

Primary APN	`04 00013-0000-00257`
Alternative APNs	`04-00094-0000-00018` `040001300257`

Interior

Building Area	1,521 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	0400013000000257
Street Address	PT 3-5 DECKER AVENUE
City	ELIZABETH
State	NJ
Zip	07208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ELIZABETH CITY TERRACE
Legal Block	94
Legal Lot Number	18
Jurisdiction	UNION NJ
Township / Civil Division	ELIZABETH
Census Block Group	1
Census Block	1001
Census Tract	31801

Owner

3 Decker Ave is owned by an individual who bought it in June 2018.

Source: Union County and Elizabeth City records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	3 DECKER AVE, ELIZABETH, NJ 07208-1702
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Deed, Construction Loan · Construction Mortgage SECURED INVESTMENT HIGH YIELD FUND
Jun 15, 2018	Deed, Transfer FOUNDATION TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2018 · Amount on File
Deed Sale	Jun 15, 2018 · Amount on File
Prior Sale	Oct 31, 2014 · Amount on File
Deed Document Number	2018301079
Deed Book / Page	6269 / 29
Record Updated	Sep 20, 2026

December 2023: Deed, Construction Loan

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Dec 14, 2023
Property Address	3 DECKER AVE, ELIZABETH, NJ 07208-1702
Document Number	0065312315
Book / Page	6531 / 2315
Instrument Date	Sep 28, 2023
Instrument	34416
Transaction Type	Construction Loan
Record Updated	Apr 11, 2024
Title Company	RIVER EDGE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,879.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 WEST JERSEY AVE #1A1A, 1A1A, ELIZABETH, AR 72531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 HOOPER AVE STE 2, 2, TOMS RIVER, NJ 08753-2977
Investor	Possibly a Property Investor

Mortgage

Document Number	0000059337
Date	Dec 14, 2023
Instrument	59337

Lender

Name	SECURED INVESTMENT HIGH YIELD FUND
Type	Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Oct 31, 2024

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jun 15, 2018
Property Address	3 DECKER AVE, ELIZABETH, NJ 07208-1702
Document Number	0062690029
Book / Page	6269 / 0029
Map Reference	MAP33-D
Instrument Date	Jun 1, 2018
Instrument	301079
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Tax	$2,105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	358 PENNINGTON ST, 358, ELIZABETH, NJ 07202-1204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 DECKER AVE, ELIZABETH, NJ 07208-1702

Tax Assessment & Valuation

The 2025 property tax bill for 3 Decker Ave was $8,540, up 4.8% from the year before.

Source: Union County and Elizabeth City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Elizabeth City
Unified School District	Elizabeth City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,400 (-) Land $190,000 Building $233,400	$423,400 (-) Land $190,000 Building $233,400
2025	$8,540.00 (+4.84%)	$423,400 Land $190,000 Building $233,400	$423,400 Land $190,000 Building $233,400
2024	$8,146.00
2023		$43,500 (-) Land $11,000 Building $32,500	$43,500 (-) Land $11,000 Building $32,500
2022	$13,301.00	$43,500 Land $11,000 Building $32,500	$43,500 Land $11,000 Building $32,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3 Decker Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1979–1986)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Decker Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - LIBERTY private · serves 134,000 people · EPA ID NJ2004001
Water Source	Purchased surface water from several systems
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile, Xfinity.

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