3 Decary Rd, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 3 Decary Rd, Biddeford, ME 04005

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,642 sqft · built 1975
Lot Size	1.81 acres (78,844 sqft)
Owner	Individual Name on Record
Last Sale	$1,060,000 (Sep 2024)
Tax Bill	$9,115 (2025)
Deeds & Mortgages	Sep 2024 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:43 L:10`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:43 L:10`
Alternative APN	`430100000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,642 sqft Living Area
Gross Area	2,336 sqft
1st Floor Area	1,112 sqft
Basement Area	340 sqft
Unfinished Basement	340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	78,844 sqft (1.81 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	430100000
Street Address	3 DECARY RD
City	BIDDEFORD
State	ME
Zip	04005-9711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1
Legal Lot Number	10
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	1
Census Block	1001
Census Tract	25300

Owner

Source: York County and Biddeford City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 BOYD DR, NEWBURYPORT, MA 01950-1864
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK
Feb 11, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage STIFEL BANK & TRUST
Feb 25, 2020	Deed of Trust, Mortgage STIFEL BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2024 · Amount on Record
Deed Sale	Sep 17, 2024 · Amount on Record
Prior Sale	Feb 11, 2021 · Amount on Record
Deed Book / Page	19513 / 412
Prior Transfer Date	Nov 3, 2020
Prior Transfer Doc	0185560757
Record Updated	Sep 20, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Sep 17, 2024
Property Address	3 DECARY RD, BIDDEFORD, ME 04005-9711
Document Number	0195130412
Book / Page	19513 / 412
Instrument Date	Sep 17, 2024
Instrument	2024031031
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	20 BOYD DR, NEWBURYPORT, MA 01950-1864

Mortgage

Document Number	2024031032
Date	Sep 17, 2024
Instrument	2024031032

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Type Change Date	Oct 1, 2034
Max Rate At Change	2.75%
Index	Other

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Feb 11, 2021
Property Address	3 DECARY RD, BIDDEFORD, ME 04005-9711
Document Number	0185560757
Book / Page	18556 / 757
Instrument Date	Nov 3, 2020
Instrument	2021008512
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 DECARY RD, BIDDEFORD, ME 04005-9711

Mortgage

Document Number	2021008513
Date	Feb 11, 2021
Instrument	2021008513

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	3 DECARY RD, BIDDEFORD, ME 04005-9711
Document Number	0181840867
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 DECARY RD BIDDEFORD ME 040059711, BIDDEFORD, ME 04005-9711

Mortgage

Document Number	0181840867
Date	Mar 2, 2020
Book Page	018184/000867
Instrument	10039

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,115.00 (+5.87%)	$610,100 (+0.76%) Land $359,300 Building $250,800
2024	$8,610.00 (+9.08%)	$605,500 (+0.65%) Land $359,300 Building $246,200
2023	$7,893.00 (+2.12%)	$601,600 (+27.73%) Land $355,400 Building $246,200	$967,955
2022	$7,729.00	$471,000 Land $238,600 Building $232,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1978–1991)
Most Recent Claim	Oct 1991 · Coastal Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Decary Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures