3 Deborah Dr, Westhampton Beach, NY 11978 Property Records

Suffolk County and Southampton Town property record for 3 Deborah Dr, Westhampton Beach, NY 11978

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,301 sqft · built 2002
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on File
Last Sale$164,750 (Sep 1999)
Tax Bill$4,502 (2024)
Deeds & MortgagesJun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN0900-359.00-03.00-046.011

Property Details

APN / Parcel Number

Primary APN0900-359.00-03.00-046.011
Alternative APNs
  • 473689 359.000-0003-046.011
  • 368935900000030460110000
  • 473600486710

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,301 sqft Living Area
1st Floor Area2,301 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Lot Area22,216 sqft (0.51 acres)
View / LotBelow Average

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area440 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3 DEBORAH DR
CityWESTHAMPTON BEACH
StateNY
Zip11978-1446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRTPDD
Legal Description98 APPORTIONMENT #9817 IORATEFILE MAP
Legal SubdivisionQUIOGUE WOODS
Legal Block3
Legal Lot Number46
JurisdictionSUFFOLK NY
Township / Civil DivisionSOUTHAMPTON
Census Block Group1
Census Block1002
Census Tract190502

Owner

3 Deborah Dr is owned and occupied by two individuals who bought it in September 1999.

Source: Suffolk County and Southampton Town records, as of August 11, 2026

Owner of Record2 Individual Names on File
Mailing Address3 DEBORAH DR, WESTHAMPTON BEACH, NY 11978-1446
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 1999 · Amount on File
Deed SaleSep 9, 1999 · Amount on File
Deed Book / Page11988 / 117
Record UpdatedSep 20, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address3 DEBORAH DR, WESTHAMPTON BEACH, NY 11978-1446
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0230330772
DateJun 11, 2019
Book Page23033/772
InstrumentDK007841
Lender
NameTD BANK NA
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term349 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSouthampton Town
Unified School DistrictWesthampton Beach Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$616,600 Land $312,700 Building $303,900$978,730 (-) Land $496,349 Building $482,381
2024$4,502.00$978,730 (+10.32%) Land $496,349 Building $482,381
2023$616,600 Land $312,700 Building $303,900$887,194 Land $449,928 Building $437,266
2020$4,540.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Deborah Dr in Zone X, an area of minimal flood risk, though there have been 83 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 84 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies84 in force
Nearby Flood Claims83 (1978–2024)
Claims Outside the SFHA32 of 83
Most Recent ClaimFeb 2024 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Oct 2012 · 26 claims
  • Hurricane Irene, Sep 2011 · 13 claims
  • Severe Blizzard, Mar 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Deborah Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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