3 Deanna Ter, Sparta, NJ 07871 Property Records

Sussex County and Sparta Township property record for 3 Deanna Ter, Sparta, NJ 07871

Property Summary

Property Type	Single Family Home
Details	3,401 sqft · built 2000
Lot Size	1.12 acres (48,918 sqft)
Owner	2 Individual Names on File
Last Sale	$935,000 (Aug 2024)
Tax Bill	$17,243 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-30001-0000-00051`

Property Details

APN / Parcel Number

Primary APN	`18-30001-0000-00051`
Alternative APN	`18000010200046`

Interior

Stories	2 Stories
Building Area	3,401 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Lot Area	48,918 sqft

Location & Zoning

Old Parcel Number	18000010200046
Street Address	3 DEANNA TER
City	SPARTA
State	NJ
Zip	07871-3902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Subdivision	GLEN VIEW FOREST PH 02
Legal Block	30001
Legal Lot Number	51
Jurisdiction	SUSSEX NJ
Township / Civil Division	SPARTA
Census Block Group	1
Census Block	1000
Census Tract	373200

Owner

3 Deanna Ter is owned and occupied by two individuals who bought it in August 2024.

Source: Sussex County and Sparta Township records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 DEANNA TER, SPARTA, NJ 07871-3902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage HOMETAP EQUITY PARTNERS LLC
Aug 1, 2022	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Oct 2, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2024 · Amount on File
Deed Sale	Aug 1, 2024 · Amount on File
Prior Sale	Aug 1, 2022 · Amount on File
Deed Document Number	202412762
Deed Book / Page	10326 / 472
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	3 DEANNA TER, SPARTA, NJ 07871-3902
Transaction Type	Mortgage
Record Updated	Nov 17, 2025
Title Company	CLEAREDGE TITLE, CLEAREDGE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 DEANNA TER, SPARTA, NJ 07871-3902

Mortgage

Document Number	0104150131
Date	Oct 29, 2025
Book Page	10415/131
Instrument	2025019816

Lender

Name	HOMETAP EQUITY PARTNERS LLC
Type	Mortgage Company
Address	BOSTON, MA 02116

Agreement

Amount	Amount on Record

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Aug 1, 2022
Property Address	3 DEANNA TER, SPARTA, NJ 07871-3902
Document Number	0036440964
Book / Page	3644 / 964
Instrument Date	Jul 11, 2022
Instrument	20220801010229750
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 DEANNA TER, 3, SPARTA, NJ 07871-3902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 DEANNA TER, SPARTA, NJ 07871-3902
Investor	Possibly a Property Investor

Mortgage

Document Number	0101840135
Date	Aug 1, 2022
Book Page	10184/135
Instrument	20220801010229760

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	NELSON, GA 30151

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

October 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SUSSEX NJ
Recording Date	Oct 2, 2020
Property Address	3 DEANNA TER, SPARTA, NJ 07871-3902
Document Number	0035680677
Book / Page	3568 / 677
Instrument Date	Sep 9, 2020
Instrument	20201002010207300
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,914.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43 HALSEY DR, 43, BRICK, NJ 08723-7510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 DEANNA TER, SPARTA, NJ 07871-3902

Mortgage

Document Number	20201002010207310
Date	Oct 2, 2020
Instrument	20201002010207310

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3 Deanna Ter was $17,243, up 2.2% from the year before.

Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Sparta Township
Unified School District	Sparta Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,100 (+0.64%) Land $156,200 Building $316,900	$473,100 (+0.64%) Land $156,200 Building $316,900
2025	$17,243.00 (+2.2%)	$470,100 Land $156,200 Building $313,900	$470,100 Land $156,200 Building $313,900
2024	$16,871.00
2023		$470,100 Land $156,200 Building $313,900	$470,100 Land $156,200 Building $313,900
2022	$15,992.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Deanna Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Deanna Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Planet Networks, T-Mobile.

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