3 Davis St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 3 Davis St, Cumberland, RI 02864

Property Summary

Property Type	Apartments (5+ Units)
Details	9 bd · 6 ba · 3,795 sqft · built 1935
Lot Size	0.126 acres (5,489 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Dec 2010)
Tax Bill	$5,023 (2025)
Deeds & Mortgages	Aug 2022 Refinance Aug 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8952-71`

Property Details

APN / Parcel Number

Primary APN	`8952-71`
Alternative APN	`CUMB M:004 B:0375 L:000`

Interior

Bedrooms	9 Beds
Full Baths	6 Baths
Units	6 Units
Stories	3 Stories
Building Area	3,795 sqft Living Area
Gross Area	6,152 sqft
1st Floor Area	1,518 sqft
Basement Area	1,518 sqft
Unfinished Basement	1,518 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,489 sqft (0.126 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	8952-71
Street Address	3 DAVIS ST
City	CUMBERLAND
State	RI
Zip	02864-7862
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	110
Legal Block	375
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	5
Census Block	5012
Census Tract	11200

Owner

Source: Cumberland Town assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14 COUNTRYSIDE DR, CUMBERLAND, RI 02864-2602
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
Aug 30, 2022	Warranty Deed, Transfer
Mar 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 20, 2010 · Amount on Record
Deed Sale	Dec 20, 2010 · Amount on Record
Deed Book / Page	1520 / 606
Last Transfer Date	Aug 26, 2022
Transfer Doc	001939-537
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	3 DAVIS ST, CUMBERLAND, RI 02864-7862
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001939-527
Date	Aug 30, 2022
Book Page	1939/527
Instrument	134900

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Aug 30, 2022
Property Address	3 DAVIS ST, CUMBERLAND, RI 02864-7862
Document Number	001939-537
Book / Page	1939 / 537
Instrument Date	Aug 26, 2022
Instrument	134901
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14 COUNTRYSIDE DR, CUMBERLAND, RI 02864-2602

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	3 DAVIS ST, CUMBERLAND, RI 02864-7862
Document Number	1797-242
Instrument Date	Mar 21, 2019
Transaction Type	Mortgage
Record Updated	Apr 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 DAVIS ST CUMBERLAND RI 028647832, CUMBERLAND, RI 02864-7832

Mortgage

Document Number	1797-242
Date	Mar 21, 2019
Book Page	001797/000242

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,023.00 (+5.59%)	$409,400 (-) Land $132,000 Building $277,400
2023	$4,757.00 (+11.69%)	$409,400 (+44.1%) Land $132,000 Building $277,400
2022	$4,259.00	$284,100 Land $78,200 Building $205,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile USA.

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