3 Davis Ln, Islamorada, FL 33036 Property Records

Monroe County property record for 3 Davis Ln, Islamorada, FL 33036

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 856 sqft · built 1958
Lot Size0.12 acres (5,250 sqft)
OwnerIndividual Name on Record
Last Sale$515,000 (Apr 2016)
Tax Bill$3,938 (2024)
Deeds & MortgagesAug 2022 Mortgage
Flood ZoneZone AE (high risk)
APN00397260-000000

Property Details

APN / Parcel Number

Primary APN00397260-000000
Alternative APNs
  • 11643600397260000000
  • 1489778

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area856 sqft Living Area
1st Floor Area856 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 2005
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area5,250 sqft (0.12 acres)
Lot Dimensions70 ft deep x 75 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool TypePublic / Commercial Pool
PorchOpen Porch
Porch Area150 sqft
FenceFence
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air

Location & Zoning

Account Number1489778
Old Parcel Number11643600397260000000
Street Address3 DAVIS LN
CityISLAMORADA
StateFL
Zip33036-3908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 2 DAVIS SHORES PB 3-70 LOWER MATECUMBE KEY OR20 374 OR386-1080/81 OR804-876 OR1133-1991 OR1263-2389/90 OR2102-2074
Legal Range36E
Legal Township64S
Legal Section11
Legal SubdivisionDAVIS SHORES
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1012
Census Tract970900

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3 DAVIS LN, ISLAMORADA, FL 33036-3908
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2016 · Amount on Record
Deed SaleApr 4, 2016 · Amount on Record
Prior SaleApr 12, 2005 · Amount on Record
Deed Document Number2070036
Deed Book / Page2789 / 1846
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address3 DAVIS LN, ISLAMORADA, FL 33036-3908
Transaction TypeMortgage
Record UpdatedSep 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 DAVIS LN, ISLAMORADA, FL 33036-3908

Mortgage

Document Number0031902418
DateAug 24, 2022
Book Page3190/2418
Instrument2388960
Lender
NameQUONTIC BANK FSB
TypeBank
AddressNEW YORK, NY 10020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$380,061 (+5.99%)$683,539 (-24.89%) Land $459,113 Building $224,426
2024$3,938.00 (+0.77%)
2023$3,908.00 (+1.72%) Homeowner's exemption$358,593 (+3%)$910,062 (+45.25%) Land $706,755 Building $203,307
2022$3,842.00 Homeowner's exemption$348,149$626,561 Land $417,375 Building $209,186

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 493 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies650 units insured
incl. 157 condo units
Nearby Flood Claims553 (1981–2020)
Claims Outside the SFHA2 of 553
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 250 claims
  • Hurricane Wilma, Oct 2005 · 78 claims
  • Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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