3 Davis Ct, Shalimar, FL 32579 Property Records

Okaloosa County property record for 3 Davis Ct, Shalimar, FL 32579

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,449 sqft · built 1972
Lot Size	0.366 acres (15,945 sqft)
Owner	2 Individual Names on Record
Last Sale	$459,000 (May 2021)
Tax Bill	$3,798 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-4152-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-4152-1`
Alternative APNs	`05-2S-23-1430-000C-0020` `23S2051430000C0020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,449 sqft Living Area
Gross Area	2,721 sqft
1st Floor Area	2,449 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,945 sqft (0.366 acres)
Lot Width	90 ft Width
Garage Area	582 sqft
Porch	Finished/Open Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3 DAVIS CT
City	SHALIMAR
State	FL
Zip	32579-1609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE LORRAINE EST LOT 2 BLK C
Legal Range	23W
Legal Township	02S
Legal Section	05
Legal Subdivision	LAKE LORRAINE EST
Legal Block	C
Legal Lot Number	2
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1008
Census Tract	21502

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1903 COOL SPRING DR, ALEXANDRIA, VA 22308-1633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC
Jan 10, 2020	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Apr 27, 2018	Deed of Trust, Mortgage · VA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2021 · Amount on Record
Deed Sale	May 10, 2021 · Amount on Record
Prior Sale	Jun 23, 2015 · Amount on Record
Deed Document Number	20213453464
Deed Book / Page	3545 / 1196
Prior Transfer Date	Jun 29, 2000
Prior Transfer Doc	0001779269
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 10, 2021
Property Address	3 DAVIS CT, SHALIMAR, FL 32579-1609
Document Number	0035451196
Book / Page	3545 / 1196
Map Reference	MB 4 PG 50
Instrument Date	Apr 28, 2021
Instrument	3453464
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	SOUTH OAK TITLE FT WALTON BCH, SOUTH OAK TTL FT WALTON BEAC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,213.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	755 BOULEVARD OF THE CHAMPIONS, 755, SHALIMAR, FL 32579-2241

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 DAVIS CT, SHALIMAR, FL 32579-1609

Mortgage

Document Number	35451198
Date	May 10, 2021
Instrument	3545/1198

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	3 DAVIS CT, SHALIMAR, FL 32579-1609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034380802
Date	Jan 10, 2020
Book Page	3438/0802
Instrument	3329692

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	3 DAVIS CT, SHALIMAR, FL 32579-1609
Document Number	0033483896
Instrument Date	Apr 27, 2018
Transaction Type	Mortgage
Record Updated	May 15, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 DAVIS CT SHALIMAR FL 325791609, SHALIMAR, FL 32579-1609

Mortgage

Document Number	0033483896
Date	May 3, 2018
Book Page	003348/003896
Instrument	3204921

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,798.00 (+2.4%) Homeowner's exemption	$349,109 (+3.11%) Land $143,767 Building $205,342	$349,109 (+3.11%) Land $143,767 Building $205,342
2023	$3,709.00 (-6.86%) Homeowner's exemption	$338,587 (+6.14%) Land $96,384 Building $242,203	$338,587 (+6.14%) Land $96,384 Building $242,203
2022	$3,982.00 Homeowner's exemption	$318,999 Land $90,079 Building $228,920	$318,999 Land $90,079 Building $228,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	142 (1979–2020)
Claims Outside the SFHA	55 of 142
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 9 claims Hurricane Frances, Sep 2004 · 47 claims Hurricane Opal, Oct 1995 · 68 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EGLIN WEST/HOUSING private · serves 3,500 people · EPA ID FL1460828
Water Source	Groundwater
Last State Inspection	Mar 2023
Also Mapped Here	OKALOOSA CO.WTR.; SWR.SYSTEM
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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