Albany County and Cohoes City property record for 3 David Dr, Cohoes, NY 12047
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,248 sqft · built 1955 |
| Lot Size | 0.202 acres (8,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Aug 2022) |
| Tax Bill | $4,616 (2026) |
| Deeds & Mortgages | Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010300 10.6-1-24 |
| Primary APN | 010300 10.6-1-24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Upper Floors Area | 416 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,840 sqft (0.202 acres) |
| Lot Dimensions | 130 ft deep x 68 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 240 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01000600010240000000 |
|---|---|
| Street Address | 3 DAVID DR |
| City | COHOES |
| State | NY |
| Zip | 12047-1504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 1 |
| Legal Lot Number | 24.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COHOES |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 13000 |
3 David Dr is owned and occupied by two individuals who bought it in August 2022.
Source: Albany County and Cohoes City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 DAVID DR, COHOES, NY 12047-1504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2022 · Amount on File |
| Deed Sale | Aug 4, 2022 · Amount on File |
| Prior Sale | Nov 1, 2007 · Amount on File |
| Deed Document Number | 202218257 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3 DAVID DR, COHOES, NY 12047-1504 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2022 |
| Title Company | SMPR TIRTLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 62 PICO RD, CLIFTON PARK, NY 12065-6710 |
| Document Number | 0000008259 |
|---|---|
| Date | Aug 4, 2022 |
| Instrument | R2022-18259 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
The 2026 property tax bill for 3 David Dr was $4,616, down 14.2% from the year before.
Source: Albany County and Cohoes City assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| Municipality | Cohoes City |
| Unified School District | Cohoes City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,616.00 (-14.25%) | ||
| 2025 | $5,383.00 | $83,600 Land $12,000 Building $71,600 | $247,704 Land $35,556 Building $212,148 |
| 2023 | $83,600 (-) Land $12,000 Building $71,600 | $209,000 (+5.48%) Land $30,000 Building $179,000 | |
| 2022 | $83,600 Land $12,000 Building $71,600 | $198,151 Land $28,443 Building $169,708 | |
| 2021 | $4,095.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3 David Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 David Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COHOES CITY serves 18,447 people · EPA ID NY0100192 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Apr 2026 Turbidity resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | No certified operator currently in violation since Apr 2026 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
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