Campbell County property record for 3 Darrma Ct, Cold Spring, KY 41076 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,427 sqft · built 1976 |
| Owner | 2 Individual Names on File |
| Last Sale | $166,000 (Jun 2003) |
| Tax Bill | $2,496 (2025) |
| Deeds & Mortgages | May 2022 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-20-208.00 |
| Primary APN | 999-99-20-208.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,427 sqft Living Area |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999920208.00 |
|---|---|
| Street Address | 3 DARRMA CT |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-9780 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 24 PT 23 BLK C FULLER SUBD |
| Legal Subdivision | FULLER SUB |
| Legal Phase | C |
| Legal Block | C |
| Legal Lot Number | 24 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 52900 |
Source: Campbell County records · APN 999-99-20-208.00
Assessment roll updated April 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 DARRMA CT, COLD SPRING, KY 41076-9780 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 03, 2003 · Amount on Record |
| Deed Sale | Jun 03, 2003 · Amount on Record |
| Deed Document Number | 03 06 03 019 00055 |
| Deed Book / Page | 0261 / 473 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 3 DARRMA CT, COLD SPRING, KY 41076-9780 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005153234 |
|---|---|
| Date | May 11, 2022 |
| Book Page | M1080/347 |
| Instrument | 5153234 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2037 |
Source: Campbell County records · Assessment roll updated April 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,496.00 (+0.97%) | $206,000 (-) Land $75,000 Building $131,000 | $206,000 (-) Land $75,000 Building $131,000 |
| 2023 | $2,472.00 (+19.13%) | $206,000 (+24.1%) Land $75,000 Building $131,000 | $206,000 (+24.1%) Land $75,000 Building $131,000 |
| 2022 | $2,075.00 | $166,000 Land $35,000 Building $131,000 | $166,000 Land $35,000 Building $131,000 |
Source: FEMA National Flood Hazard Layer, Campbell County (21037C), updated August 24, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210370529001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 241 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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