Bergen County and Upper Saddle River Borough property record for 3 Danebury Downs, Upper Saddle River, NJ 07458 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1985 |
| Square Footage | 3,816 sqft Living Area |
| Lot Size | 1.2 acres |
| Occupancy | Owner Occupied |
| Last Sale | $1,355,000 (2023) |
| Tax Bill | $23,157.00 (2025) |
Source: Bergen County and Upper Saddle River Borough records · APN 63-00708-0000-00010
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 DANEBURY DOWNS, UPPER SADDLE RIVER, NJ 07458-1506 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Apr 01, 2026 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS |
| Oct 25, 2023 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Dec 13, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Sep 08, 2021 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Jun 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Sep 27, 2018 | Dual Purpose Document, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 25, 2023 · Amount on Record |
| Deed Sale | Oct 25, 2023 · Amount on Record |
| Prior Sale | Sep 27, 2018 · Amount on Record |
| Deed Doc Number | 202370128 |
| Deed Book / Page | 5112 / 1262 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 01, 2026 |
| Property Address | 3 DANEBURY DOWNS, UPPER SADDLE RIVER, NJ 07458-1506 |
| Document Number | 0000021281 |
| Book / Page | 5760 / 865 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 202621281 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 3 DANEBURY DOWNS, UPPER SADDLE RIVER, NJ 07458-1506 |
| Investor | Possibly a Property Investor |
| Document Number | 0000021281, |
|---|---|
| Date | Apr 01, 2026 |
| Book Page | 5760/865 |
| Instrument | 202621281 |
| Name | EMBRACE HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 25, 2023 |
| Property Address | 3 DANEBURY DOWNS, UPPER SADDLE RIVER, NJ 07458-1506 |
| Document Number | 0051121262 |
| Book / Page | 5112 / 1262 |
| Instrument Date | Oct 12, 2023 |
| Instrument | 2023070128 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27,420.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 658 TANGLEWOOD DR, KILLINGTON, VT 05751-9468 |
| Name | Verified Name |
|---|---|
| Address | 3 DANEBURY DOWNS, UPPER SADDLE RIVER, NJ 07458-1506 |
| Investor | Possibly a Property Investor |
| Document Number | 2023070129 |
|---|---|
| Date | Oct 25, 2023 |
| Instrument | 2023070129 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 3 DANEBURY DOWNS, UPPER SADDLE RIVER, NJ 07458-1506 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0048820008 |
|---|---|
| Date | Dec 13, 2022 |
| Book Page | 4882/8 |
| Instrument | 2022114451 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 22, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 3 DANEBURY DOWNS, UPPER SADDLE RIVER, NJ 07458-1506 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0043640260 |
|---|---|
| Date | Sep 08, 2021 |
| Book Page | 4364/260 |
| Instrument | 2021141422 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jul 20, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 3 DANEBURY DOWNS, UPPER SADDLE RIVER, NJ 07458-1506 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0042311772 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 4231/1772 |
| Instrument | 2021101285 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 3 DANEBURY DOWNS, UPPER SADDLE RIVER, NJ 07458-1506 |
| Document Number | 0034700831 |
| Instrument Date | Dec 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3 DANEBURY DOWNS UPPER SADDLE RIVER NJ 074581506, UPPER SADDLE RIVER, NJ 07458-1506 |
| Document Number | 0034700831 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 003470/000831 |
| Instrument | 20006234 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Dual Purpose Document |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 27, 2018 |
| Property Address | 3 DANEBURY DOWNS, UPPER SADDLE RIVER, NJ 07458-1506 |
| Document Number | 0030641567 |
| Book / Page | 003064 / 001567 |
| Instrument Date | Sep 04, 2018 |
| Instrument | 68791 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $880.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 DANEBURY DOWNS UPPER SADDLE RIVER NJ 074581506, UPPER SADDLE RIVER, NJ 07458-1506 |
| Document Number | 30641573 |
|---|---|
| Date | Sep 27, 2018 |
| Book Page | 003064/001573 |
| Instrument | 68791 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 26, 2048 |
Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $894,100 (-) Land $330,000 Building $564,100 | $894,100 (-) Land $330,000 Building $564,100 | |
| 2025 | $23,157.00 (+1.73%) | $894,100 (+11.48%) Land $330,000 Building $564,100 | $894,100 (+11.48%) Land $330,000 Building $564,100 |
| 2024 | $22,764.00 (+14.78%) | ||
| 2023 | $802,000 (-) Land $330,000 Building $472,000 | $802,000 (-) Land $330,000 Building $472,000 | |
| 2022 | $19,833.00 (+0.22%) | $802,000 Land $330,000 Building $472,000 | $802,000 Land $330,000 Building $472,000 |
| 2021 | $19,789.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 14% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 63-00708-0000-00010 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,816 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 52,272 sqft |
| Account Number | 105225 |
|---|---|
| Street Address | 3 DANEBURY DOWNS |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1506 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1.200 AC |
| Legal Subdivision | UPPER SADDLE RIVER |
| Legal Block | 708 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | UPPER SADDLE RIVER |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 53202 |
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